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Bowmore Financial Planning Limited

01633500

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Loss before tax (-10)
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

SUITE 5 FARLEIGH HOUSE FARLEIGH, FLAX BOURTON, BS48 1UR
Incorporated 06/05/1982

Compliance

Last accounts

30/06/2025

small

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 16/04/2026

Due 30/04/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Mark Wayne Incledon

secretary · Since 23/08/1991

BRITISH · ENGLAND · Age 69

Also on 21 other boards

Mr Mark Wayne Incledon

director · Since 23/08/1991

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 69

Also on 21 other boards

Ms Gillian Pamela Millen

director · Since 21/09/2015

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 60

Also on 3 other boards

Ms Alison Maria O'Neill

director · Since 01/02/2018

ACCOUNTANT

BRITISH · ENGLAND · Age 54

Mr Jonathan Mark Brewis Daniels

director · Since 30/01/2025

DIRECTOR

BRITISH · UNITED KINGDOM · Age 63

Also on 4 other boards

Mr Roger Ian Ganpatsingh

director · Since 30/01/2025

CONSULTANT

BRITISH · ENGLAND · Age 52

Also on 12 other boards

Persons with Significant Control

Mr Mark Wayne Incledon

75–100% shares

British · England · Age 69

Suite 5 Farleigh House Farleigh, Flax Bourton, BS48 1UR

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 25/08/2020Registered 27/08/2020
charge
satisfied

ROYSCOT TRUST PLC

Created 02/12/1993Registered 04/12/1993Satisfied 23/03/2013
charge
satisfied

LLOYDS BANK PLC

Created 12/08/1993Registered 14/08/1993Satisfied 04/12/1998
charge
satisfied

MARINE AND GENERAL MUTUAL LIFE ASSURANCE SOCIETY

Created 01/10/1990Registered 18/10/1990Satisfied 16/11/1996
charge
satisfied

LLOYDS BANK PLC

Created 23/06/1989Registered 06/07/1989Satisfied 02/10/1990
charge
satisfied

MIDLAND BANK PLC

Created 14/03/1986Registered 15/03/1986

CompanyRankvs 5494+ SIC 64999 peers
48

Financial strength96th percentile among SIC peers · 24/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.41× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 30/06/2025

Net Worth

£1.4M

Balance sheet strength

Cash

£489k

Cash in the bank

Profit Before Tax

-£181k

Bottom line earnings

Net Current Assets

£515k

Working capital

Current Assets

£1.8M

Current Liabilities

£1.3M

Fixed Assets

£868k

Debtors

£1.3M

Admin Expenses

£3.2M

Profit After Tax

-£244k

0avg. employees-23

Tax at Year End

Corp tax£57k

People Costs

Wages & salaries£1.3M

Balance Sheet

Intangible assets£805k
Bank loans & overdrafts£97k
Assets less current liabilities£1.4M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.41-£244k
20241.25+£73k
20231.90+£368k
20221.42+£312k
20211.35+£388k
20191.25+£6k
20183.38-£40k
20163.28

Derived from filed accounts. Not audited figures.