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Fintilect Limited

01862322

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

SDM HOUSING SOFTWARE A3 ELM HOUSE, HOOTON, CH66 7NZ
Incorporated 09/11/1984

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

62090
Other information technology service activities

Officers

Andrew Humphrey

director · Since 10/09/2025

DIRECTOR

BRITISH · ENGLAND · Age 45

James Mawhinney

director · Since 10/09/2025

DIRECTOR

IRISH · NORTHERN IRELAND · Age 41

Persons with Significant Control

Former PSCs

Cnh Bidco Limited

Ceased 13/12/2019

Rami Cassis

Ceased 29/09/2023

Fintilect Holdings Limited

Ceased 10/09/2025

Charges0 outstanding

Charge
satisfied

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NATIONAL WESTMINSTER BANK PLC

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Created 11/02/2004Registered 14/02/2004Satisfied 03/02/2014
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satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 27/06/2002Registered 03/07/2002Satisfied 03/02/2014
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LLOYDS BANK PLC

Created 26/10/1992Registered 30/10/1992Satisfied 14/09/2001
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BARCLAYS BANK PLC

Created 15/01/1987Registered 27/01/1987Satisfied 14/07/1993

CompanyRankvs 19+ SIC 62090 peers
90

Financial strength99th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.19× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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19Fintilect Limited
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£4.0M

Balance sheet strength

Cash

£467k

Cash in the bank

Net Current Assets

£5.0M

Working capital

Current Assets

£7.2M

Current Liabilities

£2.3M

Fixed Assets

£189k

Debtors

£6.7M

32avg. employees

Balance Sheet

Intangible assets£165k
Assets less current liabilities£5.1M
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent Ratio
20243.19

Derived from filed accounts. Not audited figures.