Back to search

Cotswold Credit Limited

01966286

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 9 outstanding charges (-10)

Details

8 WHITEGATES, NEWENT, GL18 1JB
Incorporated 28/11/1985

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Brian Parker

director · Since 01/09/1992

DIRECTOR

BRITISH · UNITED KINGDOM · Age 87

Also on 1 other board

Carol Jane Norman

director · Since 16/10/2017

DIRECTOR

BRITISH · UNITED KINGDOM · Age 60

Persons with Significant Control

Cotswold Investment Holdings Limited

75–100% shares
75–100% votes

Brunel House, George Street, Gloucester, GL1 1BZ

Reg: 02261550 · United Kingdom · Limited

Notified 06/04/2016

Former PSCs

Brian Parker

Ceased 01/08/2022

Charges9 outstanding

charge
outstanding

LLOYDS TSB BANK PLC

Created 26/06/2000Registered 06/07/2000
charge
outstanding

BARCLAYS BANK PLC

Created 31/01/2000Registered 08/02/2000
charge
outstanding

LLOYDS BANK PLC

Created 13/08/1998Registered 14/08/1998
charge
outstanding

LLOYDS BOWMAKER LIMITED

Created 16/01/1992Registered 20/01/1992
charge
outstanding

HITACHI CREDIT (UK) PLC

Created 17/09/1991Registered 18/09/1991
charge
outstanding

STROUD AND SWINDON BUILDING SOCIETY

Created 21/12/1988Registered 24/12/1988
charge
outstanding

YORKSHIRE BANK FINANCE LIMITED

Created 04/08/1988Registered 05/08/1988
charge
outstanding

BARCLAYS BANK PLC

Created 20/03/1987Registered 09/04/1987
charge
outstanding

HITACHI CREDIT (UK) LIMITED

Created 10/10/1986Registered 14/10/1986

CompanyRankvs 6121+ SIC 64999 peers
56

Financial strength87th percentile among SIC peers · 22/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.41× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1Atlanta Trust Limited
90
2Bishopsgate Corporate Finance Limited
90
3M.W. Beer & Co. Limited
90
4Mirabaud Asset Management Limited
90
5Chelsea Financial Services Plc
90
6Gee & Watson Wealth Management Limited
90
7Yfm Private Equity Limited
90
8South West Investment Group Limited
90
9Dowgate Capital Limited
90
10Greystone Financial Services Limited
90
6121Cotswold Credit Limited
66
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£270k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£63k

Working capital

Current Assets

£220k

Current Liabilities

£156k

Fixed Assets

£404k

0avg. employees

Balance Sheet

Assets less current liabilities£468k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20251.41+£0
20251.41+£17k
20241.28+£17k
20231.23—

Derived from filed accounts. Not audited figures.