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Castlegate Financial Management Limited

02077374

active
Private Limited Company
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

8 CASTLEGATE, LINCOLNSHIRE, NG31 6SE
Incorporated 26/11/1986

Compliance

Last accounts

31/03/2025

small

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 26/04/2026

Due 10/05/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Nicholas Edwin Gardner

director · Since 03/02/1994

INDEPENDENT FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 63

Also on 14 other boards

Mr Graeme Hills

director · Since 01/04/2016

DIRECTOR

BRITISH · ENGLAND · Age 44

Also on 7 other boards

Mr Peter David Wilson

director · Since 03/02/2025

DIRECTOR

BRITISH · ENGLAND · Age 59

Also on 6 other boards

Persons with Significant Control

Duncan & Toplis Group Limited

75–100% shares
75–100% votes
Appoint directors

3, Castlegate, Grantham, NG31 6SF

Reg: 14785166 · Companies House · Company Limited By Shares

Notified 25/09/2023

Charges3 outstanding

Charge
outstanding

GLAS TRUST CORPORATION LIMITED (AS SECURITY AGENT AND TRUSTEE FOR THE BENEFICIARIES)

Created 27/10/2025Registered 31/10/2025
Charge
outstanding

INVESTEC BANK PLC (AS SECURITY AGENT AND TRUSTEE FOR THE BENEFICIARIES)

Created 19/12/2024Registered 19/12/2024
Charge
outstanding

INVESTEC BANK PLC (AS SECURITY AGENT AND TRUSTEE FOR THE BENEFICIARIES)

Created 22/01/2024Registered 25/01/2024
charge
satisfied

MIDLAND BANK PLC

Created 27/08/1998Registered 28/08/1998Satisfied 22/06/2018

CompanyRankvs 1100+ SIC 64999 peers
79

Financial strength95th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 4.74× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1.1M

Balance sheet strength

Cash

£887k

Cash in the bank

Net Current Assets

£1.1M

Working capital

Current Assets

£1.4M

Current Liabilities

£292k

Fixed Assets

£28k

Debtors

£497k

35avg. employees+1

Tax at Year End(2020)

Corp tax£85k

Balance Sheet

Assets less current liabilities£1.1M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20254.74+£187k
20236.32+£29k
20222.83-£62k
20214.06-£41k
20203.25+£294k
20191.49-£130k
20181.80—

Derived from filed accounts. Not audited figures.