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Financial Management Bureau Limited

02089786

active
Private Limited Company
Companies House
Health Score
69 / 100

Some Concerns

25/30
Filing
10/30
Financial
34/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

SHENSTONE HOUSE, KENDAL, LA8 8AA
Incorporated 15/01/1987

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Elizabeth Beavis

director · Since 01/01/2008

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 51

Also on 1 other board

Ruth Power

secretary · Since 08/01/2008

BRITISH · Age 54

Also on 1 other board

Mrs Ruth Power

director · Since 01/09/2008

DIRECTOR

BRITISH · UNITED KINGDOM · Age 54

Also on 3 other boards

Mr Roger Jackson

director · Since 20/09/2018

DIRECTOR OF FINANCIAL PLANNING

BRITISH · ENGLAND · Age 37

Also on 4 other boards

Persons with Significant Control

Fmb (Holdings) Ltd

75–100% shares
75–100% votes
Appoint directors

Shenstone House, Helsington, Kendal, Cumbria, LA8 8AA

Reg: 05032299 · Companies House · Limited Company

Notified 06/04/2016

Former PSCs

Elizabeth Beavis

Ceased 18/08/2022

Mrs Linda Jean Beavis

Ceased 18/08/2022

Mrs Gillian Forrester

Ceased 04/02/2022

Mrs Ruth Power

Ceased 18/08/2022

Mr Roger Jackson

Ceased 18/10/2018

Charges3 outstanding

Charge
outstanding

TC LOANS LIMITED (AS TRUSTEE FOR THE SECURED PARTIES)

Created 22/12/2025Registered 23/12/2025
Charge
outstanding

TC LOANS LIMITED AS SECURITY TRUSTEE FOR THE SECURED PARTIES

Created 17/08/2022Registered 23/08/2022
Charge
outstanding

ROCKPOOL (SECURITY TRUSTEE) LIMITED

Created 17/08/2022Registered 22/08/2022
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 13/03/2008Registered 26/03/2008Satisfied 11/08/2022
charge
satisfied

HSBC BANK PLC

Created 18/08/2004Registered 19/08/2004Satisfied 22/05/2008
charge
satisfied

HSBC BANK PLC

Created 22/12/2000Registered 23/12/2000Satisfied 28/08/2002
charge
satisfied

MIDLAND BANK PLC

Created 02/06/1995Registered 10/06/1995Satisfied 22/05/2008
charge
satisfied

YORKSHIRE BANK PLC

Created 03/07/1991Registered 18/07/1991Satisfied 20/07/1995

CompanyRankvs 187+ SIC 64999 peers
78

Financial strength93th percentile among SIC peers · 23/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 4.23× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2021

Net Worth

£689k

Balance sheet strength

Cash

£787k

Cash in the bank

Net Current Assets

£959k

Working capital

Current Assets

£1.3M

Current Liabilities

£297k

Fixed Assets

£50k

Debtors

£468k

Profit After Tax

£393k

26avg. employees-4

Tax at Year End

Dividends paid£225k

Balance Sheet

Assets less current liabilities£1.0M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20214.23+£168k
20204.95+£24k
20193.17+£51k
20182.68-£389k
20175.68

Derived from filed accounts. Not audited figures.