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Chesterton House Financial Planning Ltd

02118345

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

3 RECTORY PLACE, LOUGHBOROUGH, LE11 1UW
Incorporated 01/04/1987

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Andrew Kevin Jervis

director · Since 11/05/1992

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 68

Also on 7 other boards

Mr Richard Henry Paxton Urwin

director · Since 01/06/2000

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 57

Also on 4 other boards

Mrs Dawn Louise Hubbard

director · Since 01/07/2024

HR DIRECTOR

BRITISH · ENGLAND · Age 53

Ms Rachel Kitching

director · Since 01/07/2024

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 48

Mr Jonathan Nicholas Potter

director · Since 01/07/2024

COMPLIANCE DIRECTOR

BRITISH · ENGLAND · Age 54

Mr David William Wright

director · Since 01/07/2024

INDEPENDENT FINANCIAL ADVISER

BRITISH · ENGLAND · Age 58

Also on 2 other boards

Persons with Significant Control

Chesterton House Limited

75–100% shares
75–100% votes
Appoint directors

2-3, Rectory Place, Loughborough, LE11 1UW

Reg: 14431736 · Register Of Companies, Companies House · Private Company Limited By Shares

Notified 04/08/2023

Former PSCs

Mr Andrew Kevin Jervis

Ceased 04/08/2023

Mr Richard Henry Paxton Urwin

Ceased 04/08/2023

Charges2 outstanding

Charge
outstanding

EDINBURGH ALTERNATIVE FINANCE LTD (T/A LENDINGCROWD)

Created 28/03/2023Registered 04/04/2023
charge
outstanding

MIDLAND BANK PLC

Created 22/12/1998Registered 31/12/1998
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 26/11/1993Registered 14/12/1993Satisfied 17/10/2012

CompanyRankvs 77+ SIC 64999 peers
79

Financial strength94th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.99× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£843k

Balance sheet strength

Cash

£707k

Cash in the bank

Net Current Assets

£945k

Working capital

Current Assets

£1.4M

Current Liabilities

£474k

Fixed Assets

£56k

Debtors

£713k

48avg. employees-2

Tax at Year End(2018)

Corp tax£113k

Director Loans(2017)

Company owes directors£2k

Balance Sheet

Assets less current liabilities£1.0M
Signed by Mr Richard Urwin 05/12/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.99+£163k
20242.93-£586k
20214.89+£216k
20204.60+£179k
20194.23+£173k
20183.35+£224k
20173.07

Derived from filed accounts. Not audited figures.