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Merchant Finance Limited

02136867

active
ltd
england wales
Companies House
Health Score
66 / 100

Some Concerns

30/30
Filing
0/30
Financial
36/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

12 C/O K&D Capital Partners Lp, 12 St James's Place, London, SW1A 1NP
Incorporated 03/06/1987

Previously known as

C.S.I. Associates Limited · until 19/02/2016
Set International Limited · until 05/11/1987
Sharptrue Construction Limited · until 03/09/1987

Compliance

Last accounts

31/08/2025

micro entity

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 23/01/2026

Due 06/02/2027

On track

Industry

32990
Other manufacturing

Officers

Mr William Duncan Alexander

secretary · Since 19/01/2024

Mr David Simon Djanogly

director · Since 19/01/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 40

Mr Michael Simon Djanogly

director · Since 19/01/2024

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 73

Also on 4 other boards

Mr Simon Jonathan Djanogly

director · Since 19/01/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 43

Simon Jonathan Djanogly

director · Since 19/01/2024

British · England · Age 43

William Duncan Alexander

secretary · Since 19/01/2024

David Simon Djanogly

director · Since 19/01/2024

British · England · Age 40

Michael Simon Djanogly

director · Since 19/01/2024

British · United Kingdom · Age 73

Former

Steven Terence Riches

secretary · Resigned 15/08/1994

Michael Simon Djanogly

director · Resigned 31/05/1998

Gloria Janette Perry

secretary · Resigned 25/01/2002

Peter Hendrikus Maria Martens

director · Resigned 27/01/2003

Claudio Segantini

director · Resigned 06/01/2009

William Duncan Alexander

secretary · Resigned 06/01/2009

Michael Simon Djanogly

secretary · Resigned 06/09/2022

William Duncan Alexander

director · Resigned 19/01/2024

Persons with Significant Control

Mr Simon Jonathan Djanogly

25–50% shares
25–50% votes
Appoint directors

British · England · Age 43

C/O K&D Capital Partners Lp, 12 St. James's Place, London, SW1A 1NP

Notified 19/01/2024

Mr David Simon Djanogly

50–75% shares
50–75% votes
Appoint directors

British · England · Age 40

C/O K&D Capital Partners Lp, 12 St. James's Place, London, SW1A 1NP

Notified 19/01/2024

Charges2 outstanding

Charge
outstanding

OAKNORTH BANK PLC

Created 28/02/2025Registered 03/03/2025
Charge
outstanding

OAKNORTH BANK PLC

Created 28/02/2025Registered 03/03/2025

Change History

statusactive
2026-08-21

Active

typeltd
2026-08-21

Private Limited Company

address line112 C/O K&D Capital Partners Lp
2026-08-21

2 BEACON END COURTYARD LONDON ROAD

post townLondon
2026-08-21

COLCHESTER

postcodeSW1A 1NP
2026-08-21

CO3 0NU

officer appointedALEXANDER, William Duncan
2026-08-21
officer appointedDJANOGLY, David Simon
2026-08-21
officer appointedDJANOGLY, Michael Simon
2026-08-21
officer appointedDJANOGLY, Simon Jonathan
2026-08-21

CompanyRankvs 9503+ SIC 32990 peers
26

Financial strength4th percentile among SIC peers · 1/25
Employees63th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.98× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

Notes to the financial statements 1 Employees The average number of persons , including directors , employed by the company during the year wa s as follows: 2025 2024 Number Number Employees 3 3 2 Going concern These financial statements have been prepared on a going concern basis. The director has made an assessment of the company’s ability to continue as a going concern and is satisfied that the

Key FinancialsYear ending 31/08/2025

Net Worth

-£111k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£77k

Working capital

Current Assets

£3.0M

Current Liabilities

£3.1M

Fixed Assets

£675k

3avg. employees

Balance Sheet

Assets less current liabilities£679k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.98-£192k
2024+£0

Derived from filed accounts. Not audited figures.