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The Howe Green Educational Trust Limited

02138295

active
PRI/LTD BY GUAR/NSC (Private, limited by guarantee, no share capital)
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 3 outstanding charges (-6)

Details

HOWE GREEN HOUSE, BISHOPS STORTFORD, CM22 7UF
Incorporated 08/06/1987

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

85200
Primary education

Officers

Mrs Amanda Jane Cutlan-Smyth

director · Since 01/04/2014

SOLICITOR

BRITISH · ENGLAND · Age 52

Gemma Claire Westaby Rogers

director · Since 05/08/2020

LAWYER

BRITISH · ENGLAND · Age 48

Mrs Samantha Fiona Bristow

director · Since 05/08/2020

LAWYER

BRITISH · ENGLAND · Age 48

Also on 1 other board

Mrs Mary Elizabeth Sanders

director · Since 05/08/2020

EDUCATIONAL PSYCHOLOGIST

BRITISH · ENGLAND · Age 47

Mr Edward Charles Jasper Fielding

director · Since 29/03/2023

CHARTERED SURVEYOR

BRITISH · ENGLAND · Age 43

Also on 1 other board

Mr Ralph John Foster Dalton

director · Since 27/03/2024

HEADMASTER

BRITISH · ENGLAND · Age 51

Ms Marie Calnan

director · Since 27/03/2024

FCA ASSOCIATE

BRITISH · ENGLAND · Age 61

Also on 1 other board

Mrs Alison Barbara White

secretary · Since 26/03/2025

Mrs Alexandra Shelley James

director · Since 26/03/2025

ACCOUNTANT

BRITISH · ENGLAND · Age 40

Mrs Lucy Elizabeth Klimowicz

director · Since 31/03/2026

BRITISH · UNITED KINGDOM · Age 44

Charges3 outstanding

charge
outstanding

HSBC BANK PLC

Created 01/06/2004Registered 08/06/2004
charge
outstanding

HSBC BANK PLC

Created 05/05/2004Registered 12/05/2004
charge
outstanding

HSBC BANK PLC

Created 05/05/2004Registered 11/05/2004
charge
satisfied

BARCLAYS BANK PLC

Created 06/08/1987Registered 27/08/1987Satisfied 12/03/2010

CompanyRankvs 268+ SIC 85200 peers
60

Financial strength96th percentile among SIC peers · 24/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.13× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charitable company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the trustees with respect to going con

Key FinancialsYear ending 31/08/2025

Net Worth

£2.2M

Balance sheet strength

Cash

£539k

Cash in the bank

Net Current Assets

£99k

Working capital

Current Assets

£860k

Current Liabilities

£762k

Fixed Assets

£2.8M

Debtors

£321k

51avg. employees-1

Balance Sheet

Bank loans & overdrafts£42k
Assets less current liabilities£2.9M
Interest receivable£14k
Signed by E C J FieldingPrepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.13+£192k
20240.95+£154k
20230.49

Derived from filed accounts. Not audited figures.