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Lct Pensions Limited

02275364

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

9 CARDINAL DRIVE, WALTON-ON-THAMES, KT12 3AX
Incorporated 08/07/1988

Compliance

Last accounts

30/09/2025

micro entity

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 01/01/2026

Due 15/01/2027

On track

Industry

66290
Other activities auxiliary to insurance and pension funding

Officers

Mr Nigel Paul Sharp

director · Since 01/01/2014

COMPLIANCE DIRECTOR

BRITISH · UNITED KINGDOM · Age 74

Also on 5 other boards

Mrs Pamela Anita Sharp

secretary · Since 22/09/2022

Persons with Significant Control

Mr Nigel Paul Sharp

75–100% shares
75–100% votes
Appoint directors

British · England · Age 74

9, Cardinal Drive, Walton-On-Thames, KT12 3AX

Notified 06/04/2016

Former PSCs

Mr Kenneth John Vincent Wrench

Ceased 08/08/2022

Charges0 outstanding

Charge
satisfied

LLOYDS BANK PLC

Created 20/07/2018Registered 10/08/2018Satisfied 31/10/2022
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/01/2012Registered 08/02/2012Satisfied 20/02/2025
charge
satisfied

DYNAMIC COMMERCIAL FINANCE PLC

Created 28/11/2003Registered 29/11/2003Satisfied 20/02/2025
charge
satisfied

HSBC BANK PLC

Created 06/09/2001Registered 18/09/2001Satisfied 20/02/2025
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 04/05/1999Registered 07/05/1999Satisfied 20/02/2025
charge
satisfied

£SINGER & FRIEDLANDER FACTORS LIMITED

Created 16/11/1998Registered 27/11/1998Satisfied 20/02/2025
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 30/07/1998Registered 06/08/1998Satisfied 24/06/2003
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 29/06/1998Registered 01/07/1998Satisfied 20/02/2025
charge
satisfied

S & R INTERIORS LIMITED

Created 25/11/1997Registered 02/12/1997Satisfied 20/02/2025
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 30/09/1997Registered 02/10/1997Satisfied 20/02/2025
charge
satisfied

MIDLAND BANK PLC

Created 22/07/1997Registered 24/07/1997Satisfied 20/02/2025
charge
satisfied

MIDLAND BANK PLC

Created 23/06/1997Registered 11/07/1997Satisfied 20/12/2016
charge
satisfied

BRISTOL & WEST BUILDING SOCIETY

Created 03/10/1996Registered 12/10/1996Satisfied 20/02/2025
charge
satisfied

S & R DECORATORS LIMITED

Created 25/04/1996Registered 29/04/1996Satisfied 20/02/2025
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 20/10/1995Registered 25/10/1995Satisfied 20/02/2025
charge
satisfied

THE TRUSTEES OF THE STORKGRANGE EXECUTIVE PENSION SCHEME

Created 08/08/1994Registered 23/08/1994Satisfied 20/02/2025
charge
satisfied

LLOYDS BANK PLC

Created 17/12/1991Registered 03/01/1992Satisfied 20/02/2025
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 27/06/1991Registered 02/07/1991Satisfied 16/08/1997

CompanyRankvs 515+ SIC 66290 peers
71

Financial strength73th percentile among SIC peers · 18/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 148.4× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Turnover

£4k

Annual revenue

Net Worth

£65k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£65k

Working capital

Current Assets

£66k

Current Liabilities

£442

Profit After Tax

£2k

0avg. employees

Balance Sheet

Assets less current liabilities£65k
Signed by 1.10.24Prepared with Company Accounts and Tax Online

EstimatesDerived

YearCurrent RatioImplied Profit
2025148.40+£0
2025148.40+£2k
202457.87+£7k
202381.39-£3k
202216.89-£5k
202152.44-£9k
20205.00-£17k
20195.63+£25k
20187.81

Derived from filed accounts. Not audited figures.