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Financial Risk Consultants Limited

02286143

active
Private Limited Company
england wales
Companies House
Insolvency history
Health Score
60 / 100

Some Concerns

30/30
Filing
10/30
Financial
20/40
Risk
  • Current liabilities exceed current assets (-10)
  • Active insolvency proceedings (-20)

Details

4 NEW FARM LANE, NORTHWOOD, HA6 1HD
Incorporated 11/08/1988

Compliance

Last accounts

30/09/2025

total exemption full

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 07/04/2025

Due 21/04/2026

Overdue

Industry

65120
Non-life insurance

Officers

Dr Amy Aspi Phiroz

secretary · Since 31/12/1991

BRITISH

Mr Aspi Pirojshaw Phiroz

director · Since 31/12/1991

DIRECTOR

BRITISH · ENGLAND · Age 85

Also on 1 other board

Persons with Significant Control

Mr Aspi Pirojshaw Phiroz

75–100% shares

British · England · Age 85

C/O Coots And Boots Limited Suite 35, Unit 2 94a Wycliffe Road, Northampton, NN1 5JF

Notified 30/09/2016

Insolvency History1 case

members voluntary liquidation30/03/2026

Nimish Chandrakant Patel (practitioner)

CompanyRankvs 487+ SIC 65120 peers
63

Financial strength83th percentile among SIC peers · 21/25
Employees11th percentile among SIC peers · 2/15
LiquidityCurrent ratio 42.49× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Insolvency history -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Insolvency history: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£385k

Balance sheet strength

Cash

£170k

Cash in the bank

Net Current Assets

£230k

Working capital

Current Assets

£236k

Current Liabilities

£6k

Fixed Assets

£165k

Debtors

£66k

Profit After Tax

-£12k

0avg. employees

Tax at Year End(2024)

Corp tax£653
Dividends paid£10k

Balance Sheet

Assets less current liabilities£396k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202542.49-£12k
202425.68+£10k
202333.13

Derived from filed accounts. Not audited figures.