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Murray Smith Financial Services Limited

02321024

active
ltd
england wales
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

Darland House, 44 Winnington Hill, Northwich, CW8 1AU
Incorporated 23/11/1988

Previously known as

Murray Smith & Co. Limited · until 19/08/2005

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 23/05/2026

Due 06/06/2027

On track

Industry

66190
Other activities auxiliary to financial services

Officers

Dr Michael Gerard Benson

director · Since 19/12/2005

ACCOUNTANT

BRITISH · ENGLAND

Also on 4 other boards

Mr Steven Alan Williams

director · Since 01/04/2009

ACCOUNTANT

BRITISH · ENGLAND

Also on 3 other boards

Michael Gerard Benson

director · Since 19/12/2005

British · England

Steven Alan Williams

director · Since 01/04/2009

British · England

Former

Instant Companies Limited

corporate nominee director · Resigned 19/12/2005

Jordan Company Secretaries Limited

corporate nominee secretary · Resigned 19/12/2005

Richard John Taylor

director · Resigned 01/04/2008

Colin Raymond Johnson

director · Resigned 05/10/2009

Peter Roger Daniel

director · Resigned 05/02/2016

Peter Roger Daniel

secretary · Resigned 05/02/2016

Michael James Morgan Jones

director · Resigned 16/01/2017

Persons with Significant Control

Mr Steven Alan Williams

25–50% shares
25–50% votes

British · England

Notified 06/04/2016

Dr Michael Gerard Benson

25–50% shares

British · England

Notified 06/04/2016

Charges1 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 11/08/2006Registered 16/08/2006

Change History

status → active
2026-08-11

Active

type → ltd
2026-08-11

Private Limited Company

address line1 → Darland House
2026-08-11

DARLAND HOUSE

post town → Northwich
2026-08-11

NORTHWICH

officer appointed → BENSON, Michael Gerard, Dr
2026-08-11
officer appointed → WILLIAMS, Steven Alan
2026-08-11

CompanyRankvs 109+ SIC 66190 peers
77

Financial strength93th percentile among SIC peers · 23/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 6.24× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£539k

Balance sheet strength

Cash

£250k

Cash in the bank

Net Current Assets

£519k

Working capital

Current Assets

£618k

Current Liabilities

£99k

Fixed Assets

£52k

Debtors

£368k

6avg. employees

Balance Sheet

Assets less current liabilities£571k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20256.24+£16k
20246.23+£35k
20234.17—

Derived from filed accounts. Not audited figures.