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Trust Matters Financial Services Limited

02371827

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

5 HOLYWELL HILL, HERTFORDSHIRE, AL1 1EU
Incorporated 13/04/1989

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 31/12/2025

Due 14/01/2027

On track

Industry

66190
Other activities auxiliary to financial services

Officers

Mrs Frances Anne Hearnden

secretary · Since 31/12/1991

BRITISH · UNITED KINGDOM · Age 73

Also on 13 other boards

Mr Graham Stanley Hearnden

director · Since 31/12/1991

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 79

Also on 5 other boards

Mrs Frances Anne Hearnden

director · Since 02/08/1998

SECRETARY

BRITISH · UNITED KINGDOM · Age 73

Also on 13 other boards

Mrs Jacqueline Christodoulou

director · Since 11/09/2024

INDEPENDENT FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 46

Persons with Significant Control

Mr Graham Stanley Hearnden

50–75% shares
50–75% votes
right-to-appoint-and-remove-directors-as-firm
significant-influence-or-control-as-firm

British · England · Age 79

5 Holywell Hill, Hertfordshire, AL1 1EU

Notified 31/12/2016

CompanyRankvs 286+ SIC 66190 peers
83

Financial strength83th percentile among SIC peers · 21/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 2.46× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£116k

Balance sheet strength

Cash

£170k

Cash in the bank

Net Current Assets

£116k

Working capital

Current Assets

£195k

Current Liabilities

£79k

Fixed Assets

£1

Debtors

£24k

3avg. employees

Balance Sheet

Assets less current liabilities£116k
Signed by Mrs Jacqueline Christodoulou 30/03/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.46+£67k
20241.88+£3k
20232.04

Derived from filed accounts. Not audited figures.