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Premier Choice Insurance Services Limited

02383752

active
Private Limited Company
england wales
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

ELMWOOD HOUSE GHYLL ROYD, LEEDS, LS20 9LT
Incorporated 15/05/1989

Compliance

Last accounts

31/03/2025

audit exemption subsidiary

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 15/05/2025

Due 29/05/2026

On track

Industry

65120
Non-life insurance

Officers

Mrs Kathren Wright

director · Since 01/01/2023

DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 70 other boards

Mr Neil Forrest

director · Since 21/04/2026

BRITISH · UNITED KINGDOM · Age 59

Also on 25 other boards

Persons with Significant Control

J.M. Glendinning Group Limited

75–100% shares
75–100% votes
Appoint directors

Elmwood House, Ghyll Royd, Leeds, LS20 9LT

Reg: 08668700 · Companies House · Private Company Limited By Shares

Notified 03/11/2022

Former PSCs

Mr Gary Andrew Milburn

Ceased 03/11/2022

Mrs Victoria Milburn

Ceased 03/11/2022

Charges2 outstanding

Charge
outstanding

ARES MANAGEMENT LIMITED

Created 21/11/2025Registered 02/12/2025
Charge
outstanding

ARES MANAGEMENT LIMITED

Created 21/11/2025Registered 27/11/2025
Charge
satisfied

ARES MANAGEMENT LIMITED

Created 05/06/2024Registered 10/06/2024Satisfied 01/12/2025

CompanyRankvs 35+ SIC 65120 peers
77

Financial strength96th percentile among SIC peers · 24/25
Employees84th percentile among SIC peers · 13/15
LiquidityCurrent ratio 4.75× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2022

Net Worth

£1.9M

Balance sheet strength

Cash

£2.2M

Cash in the bank

Net Current Assets

£1.9M

Working capital

Current Assets

£2.4M

Current Liabilities

£504k

Fixed Assets

£6k

Debtors

£180k

10avg. employees

Tax at Year End(2021)

Corp tax£126k

Balance Sheet

Assets less current liabilities£1.9M
Signed by Mr Gary Milburn 31/08/2023Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20224.75+£245k
20218.73+£628k
20183.50

Derived from filed accounts. Not audited figures.