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Pen-Life Associates Limited

02390548

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

3 TUDOR COURT, YORK, YO26 6RS
Incorporated 31/05/1989

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 31/05/2025

Due 14/06/2026

Overdue

Industry

64999
Other financial service activities

Officers

Mr Thomas Lionel Hughes

director · Since 05/08/2021

FINANCIAL ADVISOR

BRITISH · UNITED KINGDOM · Age 45

Also on 1 other board

Miss Deborah Louise Jacobs

director · Since 05/08/2021

FINANCIAL ADVISOR

BRITISH · UNITED KINGDOM · Age 49

Also on 2 other boards

Mrs Nina Cathryn Wright

director · Since 05/08/2021

ADMINISTRATION MANAGER

BRITISH · UNITED KINGDOM · Age 57

Also on 1 other board

Persons with Significant Control

Pen-Life Group Limited

75–100% shares
75–100% votes

3 Tudor Court, Tudor Court, York, YO26 6RS

Reg: 13232204 · Companies House · Private Company Limited By Shares

Notified 27/07/2021

Former PSCs

Mr Philip James David Mutter

Ceased 27/07/2021

Mrs Julie Beryl Wilson

Ceased 27/07/2021

Mr Andrew James Richardson

Ceased 27/07/2021

Equinox Financial Planning Ltd

Ceased 01/02/2019

Charges0 outstanding

Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 15/07/2014Registered 17/07/2014Satisfied 20/07/2021
charge
satisfied

DAVID JOHN GOUGH AND JOAN ELIZABETH GOUGH

Created 12/11/2007Registered 20/11/2007Satisfied 20/07/2021

CompanyRankvs 79+ SIC 64999 peers
89

Financial strength95th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 4.63× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£1.3M

Balance sheet strength

Cash

£1.3M

Cash in the bank

Net Current Assets

£1.0M

Working capital

Current Assets

£1.3M

Current Liabilities

£283k

Fixed Assets

£308k

Debtors

£7k

27avg. employees

Tax at Year End(2020)

Corp tax£239k

Balance Sheet

Intangible assets£256k
Assets less current liabilities£1.3M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20244.63-£49k
20235.28-£24k
20224.93+£109k
20212.76-£1.4M
20205.56+£628k
20194.75+£708k
20182.73-£32k
20175.04

Derived from filed accounts. Not audited figures.