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B.G. Pavers Limited

02458552

active
Private Limited Company
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

BANNISTER HALL WORKS, PRESTON, PR5 4DZ
Incorporated 11/01/1990

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

28290
28290
46630
Wholesale of mining, construction and civil engineering machinery

Officers

Mr Trevor Fagan

director · Since 11/01/1993

DIRECTOR

BRITISH · UNITED KINGDOM · Age 68

Also on 1 other board

Gaynor Fagan

secretary · Since 12/01/1994

BRITISH

Also on 1 other board

Persons with Significant Control

Paver Repair Services Limited

75–100% shares
75–100% votes

Bannister Hall Works, Bannister Hall Works, Preston, PR5 4DZ

Notified 01/07/2016

Charges1 outstanding

charge
outstanding

HSBC BANK PLC

Created 11/08/2009Registered 13/08/2009
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 07/11/1996Registered 15/11/1996Satisfied 03/11/2011
charge
satisfied

BENFORD LIMITED

Created 09/08/1996Registered 29/08/1996Satisfied 14/08/2009

CompanyRankvs 59+ SIC 28290 peers
75

Financial strength87th percentile among SIC peers · 22/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 2.44× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£1.1M

Balance sheet strength

Cash

£4

Cash in the bank

Net Current Assets

£1.2M

Working capital

Current Assets

£2.1M

Current Liabilities

£846k

Fixed Assets

£8k

Debtors

£564k

14avg. employees-2

Balance Sheet

Bank loans & overdrafts£125k
Assets less current liabilities£1.2M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20242.44-£23k
20232.65+£8k
20222.31-£83k
20212.18+£4k
20202.17-£35k
20192.39+£63k
20182.16

Derived from filed accounts. Not audited figures.