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The Pensions Advisory Service

02459671

active
private limited guarant nsc limited exemption
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
0/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)

Details

Money & Pensions Service Borough Hall, Cauldwell Street, Bedford, MK42 9AB
Incorporated 15/01/1990

Previously known as

The Pensions Advisory Service Limited · until 26/09/2015
Opas Limited · until 14/12/2004
Watchcause Limited · until 13/12/1990

Compliance

Last accounts

31/03/2026

dormant

Next accounts due

31/12/2027

On track

Confirmation statement

Last: 01/01/2026

Due 15/01/2027

On track

Industry

63990
Other information service activities

Officers

Mr Malvinder Singh

director · Since 26/03/2024

CHIEF FINANCIAL OFFICER

BRITISH · ENGLAND

Also on 1 other board

Malvinder Singh

director · Since 26/03/2024

British · England

Former

Geoffrey Drain

director · Resigned 02/04/1993

Terence Edwin Brand

director · Resigned 29/10/1993

Margaret Ethel Grainger

director · Resigned 29/10/1993

Robert Frederick Hubbard

director · Resigned 09/02/1994

Sally Hawkins

director · Resigned 22/07/1994

Michael John Kerr

director · Resigned 31/10/1994

William George Ashley

director · Resigned 31/10/1994

Michael Terence Brown

director · Resigned 11/10/1996

Robin Charles Ellison

director · Resigned 11/10/1996

Christopher George Lewin

director · Resigned 22/09/1997

Ellen Gracey

director · Resigned 22/09/1997

Andrew John Cheeseman

director · Resigned 05/10/1998

Sheila Gleig

director · Resigned 25/10/1999

John Malcolm Cunliffe

director · Resigned 19/06/2000

Michael Peter Mawdsley

director · Resigned 09/10/2000

Martin William Miles

director · Resigned 15/10/2001

Brian Sean Macmahon

director · Resigned 15/10/2001

Charles Michael Lake

director · Resigned 31/12/2001

Robert Henry Pye

director · Resigned 04/10/2002

Michael Terence Brown

director · Resigned 14/10/2002

Anna Lynnette Edgeworth

director · Resigned 31/03/2004

Christopher Robin Dimmock

director · Resigned 31/10/2005

Vivien Cockerill

director · Resigned 16/10/2006

Karen Jane Aveyard

director · Resigned 30/07/2007

David Michael Anthony

director · Resigned 30/07/2007

Barry John Wilkins

secretary · Resigned 01/10/2009

Malcolm Mclean

director · Resigned 16/04/2010

Anthony John Hodgkiss

director · Resigned 30/06/2010

David Millington

director · Resigned 30/06/2010

Ian James Ferguson

director · Resigned 30/06/2010

Patricia Lesley Hollis

director · Resigned 30/06/2010

William Desmond Hamilton

director · Resigned 30/06/2010

Colin Charles Hartridge Price

director · Resigned 30/06/2010

Allan Christopher Martin

director · Resigned 30/06/2010

Michael Gerard Mcateer

director · Resigned 30/06/2010

Anthony John Hodgkiss

director · Resigned 31/07/2012

Marta Rose Phillips

director · Resigned 11/04/2013

William Kenny Galvin

director · Resigned 31/07/2013

Partha Dasgupta

director · Resigned 13/07/2014

Alexander William Balfour

director · Resigned 31/07/2014

Patricia Lesley Hollis

director · Resigned 31/07/2014

David Michael Clarke

director · Resigned 31/07/2014

Ronald David Harker

director · Resigned 31/03/2015

Colette Elizabeth Bewley

director · Resigned 31/07/2015

Michelle Ann Cracknell

director · Resigned 31/12/2018

Jean Lesley Patricia Drake

director · Resigned 31/12/2018

Colleen Anne Keck

director · Resigned 31/12/2018

John Robert Govett

director · Resigned 14/06/2019

Ann Whyte Harris

director · Resigned 31/03/2024

Persons with Significant Control

Money And Pensions Service

Significant control

Notified 31/12/2018

Former PSCs

Ms Michelle Ann Cracknell

Ceased 31/12/2018

Change History

status → active
2026-07-06

Active

type → private-limited-guarant-nsc-limited-exemption
2026-07-06

PRI/LBG/NSC (Private, Limited by guarantee, no share capital, use of 'Limited' exemption)

address line1 → Money & Pensions Service Borough Hall
2026-07-06

MONEY & PENSIONS SERVICE BOROUGH HALL

post town → Bedford
2026-07-06

BEDFORD

CompanyRankvs 13101+ SIC 63990 peers
34

Financial strength17th percentile among SIC peers · 4/25
Employees0th percentile among SIC peers · 0/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength4/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2021

Net Worth

£0

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

—

Working capital

Current Assets

—

Current Liabilities

—

Prepared with Companies House