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Mortgage Finance Brokers Limited

02502713

active
Private Limited Company
Companies House
Health Score
69 / 100

Some Concerns

25/30
Filing
10/30
Financial
34/40
Risk
  • No accounts filed in last 18 months (-5)
  • Loss before tax (-10)
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

42 KINGS HILL AVENUE, WEST MALLING, ME19 4AJ
Incorporated 16/05/1990

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr David Christopher Whittaker

director · Since 16/05/1991

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 67

Also on 11 other boards

Mr Simon William Whittaker

director · Since 17/04/2002

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 72

Also on 8 other boards

Mr Gavin Richardson

director · Since 20/07/2021

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 54

Elyse O'Sheen

secretary · Since 01/01/2022

Joanne Anderson

director · Since 24/10/2023

DIRECTOR OF CLIENT SERVICES

BRITISH · ENGLAND · Age 51

Persons with Significant Control

The Property Business Group Limited

75–100% shares

17, Kings Hill Avenue, West Malling, ME19 4UA

Reg: 02807233 · Registrar Of Companies (England And Wales) · Limited Company

Notified 06/04/2016

Charges3 outstanding

Charge
outstanding

SANTANDER UK PLC

Created 13/12/2019Registered 19/12/2019
Charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 13/11/2018Registered 15/11/2018
Charge
outstanding

EVBL GENERAL PARTNER EV SME LOANS) LIMITED ACTING ON BEHALF OF AND IN ITS CAPACITY AS GENERAL P

Created 27/09/2018Registered 01/10/2018
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 22/04/2004Registered 29/04/2004Satisfied 30/08/2018
charge
satisfied

ROY BISHOP & SON LIMITED

Created 28/02/1997Registered 07/03/1997Satisfied 06/09/2003
charge
satisfied

BARCLAYS BANK PLC

Created 22/02/1995Registered 01/03/1995Satisfied 13/02/2004

CompanyRankvs 81+ SIC 64999 peers
79

Financial strength96th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.45× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2023

Turnover

£3.6M

Annual revenue

Net Worth

£1.8M

Balance sheet strength

Cash

£519k

Cash in the bank

Profit Before Tax

-£208k

Bottom line earnings

Net Current Assets

£1.3M

Working capital

Current Assets

£1.9M

Current Liabilities

£549k

Fixed Assets

£625k

Debtors

£1.4M

Cost of Sales

£2.4M

Gross Profit

£1.3M

Admin Expenses

£1.5M

Operating Profit

-£258k

47avg. employees

Balance Sheet

Intangible assets£0
Assets less current liabilities£2.0M
Prepared with Companies House

EstimatesDerived

YearCurrent Ratio
20233.45

Derived from filed accounts. Not audited figures.