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Golden Charter Limited

02511598

active
Private Limited Company
england wales
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Loss before tax (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

ONE, LONDON, EC4M 7WS
Incorporated 14/06/1990

Compliance

Last accounts

31/03/2026

full

Next accounts due

31/12/2027

On track

Confirmation statement

Last: 12/06/2026

Due 26/06/2027

On track

Industry

96030
Funeral and related activities

Officers

Mr Robert Douglas Speir

secretary · Since 30/09/2012

Also on 5 other boards

Mr Robert Douglas Speir

director · Since 30/09/2012

ACCOUNTANT

BRITISH · SCOTLAND · Age 56

Also on 5 other boards

Mr John Trevor Byrne

director · Since 01/01/2022

FUNERAL DIRECTOR

BRITISH · ENGLAND · Age 45

Also on 1 other board

Mrs Claire Victoria Adams-Zuurbier

director · Since 02/02/2022

DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 2 other boards

Ms Geraldine Elizabeth Gammell Ma

director · Since 01/07/2023

CHARTERED ACCOUNTANT

BRITISH · SCOTLAND · Age 70

Also on 7 other boards

Ms Maria Joanne Stibbards

director · Since 01/12/2024

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 51

Also on 1 other board

Mr Christopher Graham Arthur Wilson

director · Since 01/09/2025

COMPANY DIRECTOR

BRITISH · SCOTLAND · Age 51

Also on 1 other board

Ms Katie Wadey

director · Since 12/09/2025

DIRECTOR

BRITISH · ENGLAND · Age 48

Also on 1 other board

Ms Toni Michelle Wood

director · Since 12/09/2025

DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 2 other boards

Mr Ross Robert Anderson

director · Since 01/09/2026

BRITISH · SCOTLAND · Age 36

Former

Mr Adam Keith Ginder

director · Resigned 01/09/2026

Persons with Significant Control

Saif Charter Limited

75–100% shares

One, Fleet Place, London, EC4M 7WS

Reg: 5663828 · Register Of Companies In England And Wales · Limited Company

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

BARCLAYS BANK PLC

Created 24/01/2019Registered 28/01/2019
charge
satisfied

TSB BANK SCOTLAND PLC

Created 22/09/1993Registered 08/10/1993Satisfied 12/08/2022
charge
satisfied

HILL SAMUEL BANK LIMITED

Created 14/01/1991Registered 26/01/1991Satisfied 12/08/2022

CompanyRankvs 15+ SIC 96030 peers
70

Financial strength100th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 8.34× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion. Conclusions relating to going concern We are responsible for concluding on the appropriateness of the directors ' use of the going concern basis of accounting and, based on the audit evidence obtained, whether a material uncer

Key FinancialsYear ending 31/03/2026

Turnover

£24.4M

Annual revenue

Net Worth

£14.1M

Balance sheet strength

Cash

£11.7M

Cash in the bank

Profit Before Tax

-£1.1M

Bottom line earnings

Net Current Assets

£34.1M

Working capital

Current Assets

£38.8M

Current Liabilities

£4.6M

Fixed Assets

£68k

Debtors

£23.4M

Cost of Sales

£5.0M

Gross Profit

£19.4M

Admin Expenses

£21.1M

Operating Profit

-£1.7M

Profit After Tax

-£131k

219avg. employees

People Costs

Wages & salaries£11.9M
NI contributions£1.3M

Balance Sheet

Assets less current liabilities£34.2M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent Ratio
20268.34

Derived from filed accounts. Not audited figures.