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Vale Insurance Services Limited

02557904

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

22-24 MARKET STREET, CHESHIRE, WA14 1PF
Incorporated 13/11/1990

Compliance

Last accounts

31/01/2026

total exemption full

Next accounts due

31/10/2027

On track

Confirmation statement

Last: 28/10/2025

Due 11/11/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Francis Geoffrey Hartley

director · Since 31/03/1993

FINANCIAL CONSULTANT

BRITISH · ENGLAND · Age 68

Also on 1 other board

Anne Elizabeth Hartley

secretary · Since 13/02/2003

BRITISH · UNITED KINGDOM · Age 66

Persons with Significant Control

Mr Francis Geoffrey Hartley

25–50% shares

British · England · Age 68

3, Consort Place, Green Walk, Altrincham, WA14 2SH

Notified 06/04/2016

Mrs Anne Elizabeth Hartley

25–50% shares

British · England · Age 66

22-24 Market Street, Cheshire, WA14 1PF

Notified 06/04/2016

CompanyRankvs 82+ SIC 64999 peers
89

Financial strength97th percentile among SIC peers · 24/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 5.21× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2026

Net Worth

£2.6M

Balance sheet strength

Cash

£538k

Cash in the bank

Net Current Assets

£2.7M

Working capital

Current Assets

£3.3M

Current Liabilities

£636k

Fixed Assets

£149k

Debtors

£2.8M

19avg. employees+2

Balance Sheet

Intangible assets£58k
Assets less current liabilities£2.8M
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20265.21+£364k
20255.42+£264k
20244.78+£32k
20235.24—

Derived from filed accounts. Not audited figures.