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J.S.M. Finance Limited

02575550

active
Private Limited Company
england wales
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

2 REGENCY CHAMBERS, BURY, BL9 0JW
Incorporated 21/01/1991

Compliance

Last accounts

31/07/2024

total exemption full

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 05/10/2025

Due 19/10/2026

On track

Industry

82990
Other business support service activities

Officers

Mr Maurice Howard Craft

director · Since 21/01/1992

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 71

Also on 8 other boards

Mr Jonathan Simon Myer Craft

secretary · Since 16/05/2011

Mr John Thomas Farrell

director · Since 25/07/2011

DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 9 other boards

Persons with Significant Control

Qf Holdings Nw Limited

75–100% shares
75–100% votes

2 & 3 Regency Chambers, Jubilee Way, Bury, BL9 0JW

Notified 06/04/2016

Charges0 outstanding

Charge
satisfied

BANK OF BARODA

Created 30/06/2016Registered 09/07/2016Satisfied 14/04/2026
Charge
satisfied

BANK OF BARODA

Created 09/12/2015Registered 09/12/2015Satisfied 14/04/2026
charge
satisfied

BANK OF BARODA

Created 17/12/2003Registered 24/12/2003Satisfied 14/04/2026
charge
satisfied

BANK OF BARODA

Created 15/09/2000Registered 03/10/2000Satisfied 14/04/2026
charge
satisfied

BANK OF BARODA

Created 15/09/2000Registered 27/09/2000Satisfied 14/04/2026

CompanyRankvs 25583+ SIC 82990 peers
71

Financial strength90th percentile among SIC peers · 23/25
Employees40th percentile among SIC peers · 6/15
LiquidityCurrent ratio 1.04× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2024

Net Worth

£261k

Balance sheet strength

Cash

£0

Cash in the bank

Net Current Assets

£184k

Working capital

Current Assets

£4.8M

Current Liabilities

£4.6M

Fixed Assets

£187k

Debtors

£4.8M

1avg. employees-2

Balance Sheet

Assets less current liabilities£371k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20241.04-£146k
20231.18

Derived from filed accounts. Not audited figures.