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Blackfinch Investments Limited

02705948

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
20/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)
  • 5 outstanding charges (-10)

Details

MEADOW BARN, CHELTENHAM, GL53 9PQ
Incorporated 10/04/1992

Compliance

Last accounts

31/12/2024

full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 31/03/2026

Due 14/04/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Richard James Cook

director · Since 31/03/2010

DIRECTOR

BRITISH · ENGLAND · Age 48

Also on 18 other boards

Mr Richard Leonard Simmonds

director · Since 01/11/2016

DIRECTOR

BRITISH · UNITED KINGDOM · Age 46

Also on 57 other boards

Persons with Significant Control

Blackfinch Group Limited

75–100% shares

Meadow Barn, Elkstone Studios, Cheltenham, GL53 9PQ

Reg: 05511665 · England And Wales · Uk Limited Company

Notified 06/04/2016

Charges5 outstanding

Charge
outstanding

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Charge
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satisfied

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charge
outstanding

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CompanyRankvs 12+ SIC 64999 peers
70

Financial strength99th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.19× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/12/2024

Net Worth

£5.6M

Balance sheet strength

Cash

£1.3M

Cash in the bank

Profit Before Tax

£3.4M

Bottom line earnings

Net Current Assets

£5.6M

Working capital

Current Assets

£8.2M

Current Liabilities

£2.6M

Fixed Assets

£19k

Debtors

£6.8M

Cost of Sales

£465k

Admin Expenses

£17.6M

Profit After Tax

£2.9M

126avg. employees+13

Tax at Year End

Corp tax£868k
Dividends paid£2.0M

People Costs

Wages & salaries£11.3M

Balance Sheet

Assets less current liabilities£5.6M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20243.19+£850k
20233.01

Derived from filed accounts. Not audited figures.