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Investacc Limited

02719226

active
Private Limited Company
england wales
Companies House
Has been liquidated
Insolvency history
Health Score
55 / 100

Notable Risks

25/30
Filing
20/30
Financial
10/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)
  • Active insolvency proceedings (-20)
  • 6 outstanding charges (-10)

Details

SOLWAY HOUSE BUSINESS PARK PARKHOUSE ROAD, CARLISLE, CA6 4BY
Incorporated 01/06/1992

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 11/05/2026

Due 25/05/2027

On track

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Nicholas Edwin Gardner

director · Since 27/08/1992

INDEPENDANT FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 63

Also on 14 other boards

Mr Gary Mirfin

director · Since 01/11/2009

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 65

Also on 10 other boards

Mr William Arthur Self

director · Since 09/10/2024

DIRECTOR

BRITISH · ENGLAND · Age 44

Also on 14 other boards

Ms Antoinette Vanderpuije

secretary · Since 30/04/2026

Persons with Significant Control

Investacc Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Solway House Business Park, Kingstown, Carlisle, CA6 4BY

Reg: 7124618 · England & Wales · Limited Company

Notified 01/11/2016

Former PSCs

Mrs Anne-Marie Gardner

Ceased 09/10/2024

Mr Nicholas Edwin Gardner

Ceased 09/10/2024

Charges6 outstanding

Charge
outstanding

ALTER DOMUS TRUSTEES (UK) LIMITED (FOR ITSELF AS SECURITY TRUSTEE FOR THE SECURED PARTIES (AS D

Created 27/03/2025Registered 01/04/2025
Charge
outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 02/10/2015Registered 06/10/2015
Charge
outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 02/10/2015Registered 06/10/2015
Charge
satisfied

HSBC BANK PLC

Created 22/01/2015Registered 23/01/2015Satisfied 20/03/2018
Charge
satisfied

BARCLAYS BANK PLC

Created 30/05/2014Registered 04/06/2014Satisfied 05/04/2019
Charge
satisfied

BARCLAYS BANK PLC

Created 30/05/2014Registered 04/06/2014Satisfied 05/04/2019
Charge
satisfied

BARCLAYS BANK PLC

Created 31/10/2013Registered 02/11/2013Satisfied 12/01/2017
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/02/2013Registered 08/03/2013Satisfied 18/02/2016
charge
satisfied

CATHPAIR WINDFARM LIMITED

Created 06/08/2012Registered 13/08/2012Satisfied 02/06/2016
charge
satisfied

HSBC BANK PLC

Created 04/05/2012Registered 16/05/2012Satisfied 25/11/2014
charge
satisfied

HSBC BANK PLC

Created 04/05/2012Registered 16/05/2012Satisfied 15/11/2014
charge
satisfied

YORKSHIRE BANK PLC

Created 12/03/2012Registered 23/03/2012Satisfied 05/04/2019
charge
satisfied

LLOYDS TSB BANK PLC

Created 28/02/2012Registered 02/03/2012Satisfied 06/04/2022
charge
satisfied

BRIAN TURNBULL JULIUS STEVENS AND DAVID ANDREW GRAY

Created 15/12/2011Registered 21/12/2011Satisfied 28/10/2022
charge
satisfied

SANTANDER UK PLC (AS SECURITY TRUSTEE)

Created 24/08/2011Registered 31/08/2011Satisfied 14/06/2018
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 18/02/2011Registered 25/02/2011Satisfied 01/11/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 21/02/2011Registered 22/02/2011Satisfied 15/11/2014
charge
satisfied

HSBC BANK PLC

Created 29/10/2010Registered 19/11/2010Satisfied 15/11/2016
charge
satisfied

CLYDESDALE BANK PLC

Created 10/11/2010Registered 11/11/2010Satisfied 10/02/2018
charge
satisfied

CLYDESDALE BANK PLC TRADING AS YORKSHIRE BANK

Created 02/11/2010Registered 10/11/2010Satisfied 08/08/2019
charge
satisfied

LLOYDS TSB BANK PLC

Created 13/10/2010Registered 21/10/2010Satisfied 15/11/2014
charge
outstanding

LLOYDS TSB BANK PLC

Created 13/10/2010Registered 21/10/2010
charge
satisfied

BARCLAYS BANK PLC

Created 17/09/2010Registered 29/09/2010Satisfied 09/03/2017
charge
satisfied

SANTANDER (UK) PLC

Created 20/08/2010Registered 26/08/2010Satisfied 11/01/2011
charge
satisfied

BARCLAYS BANK PLC

Created 20/08/2010Registered 26/08/2010Satisfied 13/09/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 17/08/2010Registered 19/08/2010Satisfied 03/06/2021
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/07/2010Registered 05/08/2010Satisfied 17/09/2013
charge
satisfied

BARCLAYS BANK PLC

Created 30/06/2010Registered 08/07/2010Satisfied 12/01/2017
charge
satisfied

CLYDESDALE BANK PLC

Created 03/06/2010Registered 08/06/2010Satisfied 16/11/2015
charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 10/05/2010Registered 13/05/2010Satisfied 15/11/2014
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 09/04/2010Registered 28/04/2010Satisfied 15/05/2014
charge
satisfied

LLOYDS TSB BANK PLC

Created 26/04/2010Registered 28/04/2010Satisfied 30/09/2015
charge
satisfied

LLOYDS TSB BANK PLC

Created 16/04/2010Registered 20/04/2010Satisfied 14/06/2018
charge
satisfied

LLOYDS TSB BANK PLC

Created 16/04/2010Registered 20/04/2010Satisfied 14/06/2018
charge
satisfied

ALLIANCE AND LEICESTER PLC

Created 04/03/2010Registered 10/03/2010Satisfied 07/08/2019
charge
satisfied

CLYDESDALE BANK PLC (TRADING AS YORKSHIRE BANK)

Created 19/02/2010Registered 02/03/2010Satisfied 13/11/2018
charge
satisfied

LLOYDS TSB BANK PLC

Created 19/02/2010Registered 23/02/2010Satisfied 17/07/2024
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 10/11/2009Registered 19/11/2009Satisfied 08/11/2012
charge
outstanding

LLOYDS TSB BANK PLC

Created 30/10/2009Registered 06/11/2009
charge
satisfied

BANK OF SCOTLAND PLC

Created 28/09/2009Registered 09/10/2009Satisfied 22/02/2017
charge
satisfied

BANK OF SCOTLAND PLC

Created 28/09/2009Registered 09/10/2009Satisfied 22/02/2017
charge
satisfied

BANK OF SCOTLAND PLC

Created 28/09/2009Registered 09/10/2009Satisfied 22/02/2017
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/09/2009Registered 09/10/2009Satisfied 30/10/2013
charge
satisfied

HSBC BANK PLC

Created 30/09/2009Registered 06/10/2009Satisfied 24/08/2013
charge
outstanding

BARCLAYS BANK PLC

Created 14/08/2009Registered 17/08/2009
charge
satisfied

BARCLAYS BANK PLC

Created 14/08/2009Registered 17/08/2009Satisfied 23/02/2023
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/07/2009Registered 15/08/2009Satisfied 23/09/2015
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/05/2009Registered 16/06/2009Satisfied 15/11/2014
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 15/05/2009Registered 29/05/2009Satisfied 24/01/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 03/04/2009Registered 16/04/2009Satisfied 13/07/2012
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 07/11/2008Registered 17/11/2008Satisfied 13/09/2012
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 30/10/2008Registered 05/11/2008Satisfied 07/05/2014
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 19/05/2006Registered 04/11/2008Satisfied 22/10/2009
charge
satisfied

HSBC BANK PLC

Created 23/09/2008Registered 25/09/2008Satisfied 05/11/2019
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 27/06/2008Registered 08/07/2008Satisfied 15/11/2012
charge
satisfied

LLOYDS TSB BANK PLC

Created 06/06/2008Registered 10/06/2008Satisfied 30/09/2015
charge
satisfied

HSBC BANK PLC

Created 06/06/2008Registered 10/06/2008Satisfied 08/09/2018
charge
satisfied

HSBC BANK PLC

Created 06/06/2008Registered 10/06/2008Satisfied 09/03/2017
charge
satisfied

HSBC BANK PLC

Created 18/04/2008Registered 25/04/2008Satisfied 06/07/2019
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 14/03/2008Registered 29/03/2008Satisfied 01/08/2012
charge
satisfied

CLYDESDALE BANK PLC

Created 20/03/2008Registered 26/03/2008Satisfied 15/11/2014
charge
satisfied

HSBC BANK PLC

Created 06/02/2008Registered 07/02/2008Satisfied 17/12/2011
charge
satisfied

LLOYDS TSB BANK PLC

Created 25/01/2008Registered 06/02/2008Satisfied 01/08/2014
charge
satisfied

BANK OF SCOTLAND PLC

Created 20/12/2007Registered 03/01/2008Satisfied 10/01/2014
charge
satisfied

NORWICH AND PETERBOROUGH BUILDING SOCIETY

Created 30/11/2007Registered 12/12/2007Satisfied 15/11/2014
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 03/10/2007Registered 12/10/2007Satisfied 15/11/2014
charge
satisfied

LLOYDS TSB BANK PLC

Created 24/08/2007Registered 25/08/2007Satisfied 05/10/2017
charge
satisfied

BARCLAYS BANK PLC

Created 18/07/2007Registered 26/07/2007Satisfied 22/10/2009
charge
satisfied

BARCLAYS BANK PLC

Created 18/07/2007Registered 26/07/2007Satisfied 22/10/2009
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 29/06/2007Registered 03/07/2007Satisfied 10/02/2018
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 30/05/2007Registered 12/06/2007Satisfied 15/11/2014
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 04/05/2007Registered 12/05/2007Satisfied 15/11/2014
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 20/04/2007Registered 09/05/2007Satisfied 17/09/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 30/03/2007Registered 18/04/2007Satisfied 11/05/2012
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 05/04/2007Registered 17/04/2007Satisfied 13/09/2012
charge
satisfied

HSBC BANK PLC

Created 29/03/2007Registered 12/04/2007Satisfied 19/09/2014
charge
satisfied

HSBC BANK PLC

Created 29/03/2007Registered 12/04/2007Satisfied 01/08/2014
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 26/03/2007Registered 05/04/2007Satisfied 13/11/2012
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 17/01/2007Registered 26/01/2007Satisfied 13/09/2012
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 19/12/2006Registered 04/01/2007Satisfied 15/08/2020
charge
satisfied

LLOYDS TSB BANK PLC

Created 05/12/2006Registered 07/12/2006Satisfied 11/01/2020
charge
satisfied

LLOYDS TSB BANK PLC

Created 05/12/2006Registered 07/12/2006Satisfied 01/02/2022
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 17/11/2006Registered 21/11/2006Satisfied 01/10/2015
charge
satisfied

LLOYDS TSB BANK PLC

Created 20/10/2006Registered 01/11/2006Satisfied 22/10/2009
charge
satisfied

HSBC BANK PLC

Created 20/10/2006Registered 26/10/2006Satisfied 01/02/2017
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 20/10/2006Registered 24/10/2006Satisfied 22/10/2009
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/08/2006Registered 18/09/2006Satisfied 22/10/2009
charge
satisfied

LLOYDS TSB BANK PLC

Created 11/09/2006Registered 13/09/2006Satisfied 28/10/2022
charge
satisfied

LLOYDS TSB BANK PLC

Created 18/08/2006Registered 02/09/2006Satisfied 30/09/2015
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 14/07/2006Registered 18/07/2006Satisfied 15/11/2012
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 21/06/2006Registered 23/06/2006Satisfied 22/10/2009
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 02/06/2006Registered 19/06/2006Satisfied 01/08/2014
charge
satisfied

LLOYDS TSB BANK PLC

Created 19/05/2006Registered 23/05/2006Satisfied 10/05/2016
charge
satisfied

LLOYDS TSB BANK PLC

Created 19/05/2006Registered 23/05/2006Satisfied 10/05/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 05/05/2006Registered 11/05/2006Satisfied 22/10/2009
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 05/05/2006Registered 11/05/2006Satisfied 13/09/2012
charge
satisfied

LLOYDS TSB BANK PLC

Created 25/04/2006Registered 27/04/2006Satisfied 17/09/2013
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 05/04/2006Registered 26/04/2006Satisfied 18/05/2021
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 04/04/2006Registered 24/04/2006Satisfied 14/11/2019
charge
satisfied

HSBC BANK PLC

Created 31/03/2006Registered 21/04/2006Satisfied 30/04/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/03/2006Registered 18/04/2006Satisfied 25/02/2008
charge
satisfied

HSBC BANK PLC

Created 05/04/2006Registered 12/04/2006Satisfied 15/11/2014
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 31/03/2006Registered 11/04/2006Satisfied 10/03/2016
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 03/04/2006Registered 08/04/2006Satisfied 20/12/2017
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 03/04/2006Registered 08/04/2006Satisfied 21/12/2017
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 04/04/2006Registered 06/04/2006Satisfied 03/08/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 05/04/2006Registered 06/04/2006Satisfied 12/01/2017
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 04/04/2006Registered 06/04/2006Satisfied 15/11/2014
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 23/03/2006Registered 04/04/2006Satisfied 02/06/2016
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 23/03/2006Registered 04/04/2006Satisfied 13/01/2016
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 28/03/2006Registered 30/03/2006Satisfied 20/10/2009
charge
satisfied

CLYDESDALE BANK PLC (TRADING AS YORKSHIRE BANK)

Created 24/03/2006Registered 29/03/2006Satisfied 02/02/2010
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 06/03/2006Registered 21/03/2006Satisfied 01/08/2012
charge
satisfied

YORKSHIRE BANK

Created 10/03/2006Registered 17/03/2006Satisfied 05/11/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 09/03/2006Registered 11/03/2006Satisfied 27/02/2019
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 22/02/2006Registered 07/03/2006Satisfied 17/08/2012
charge
satisfied

LLOYDS TSB BANK PLC

Created 01/02/2006Registered 16/02/2006Satisfied 13/09/2012
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 06/11/2005Registered 09/02/2006Satisfied 13/12/2018
charge
satisfied

HSBC BANK PLC

Created 27/01/2006Registered 09/02/2006Satisfied 01/05/2010
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/01/2006Registered 02/02/2006Satisfied 12/01/2017
charge
satisfied

SVENSKA HANDELSBANKEN AB

Created 10/01/2006Registered 11/01/2006Satisfied 07/05/2011
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 21/12/2005Registered 22/12/2005Satisfied 20/01/2017
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 29/11/2005Registered 17/12/2005Satisfied 20/03/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 25/11/2005Registered 10/12/2005Satisfied 07/05/2021
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 25/11/2005Registered 10/12/2005Satisfied 07/05/2021
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 11/11/2005Registered 19/11/2005Satisfied 25/10/2012
charge
satisfied

UNIVERSAL BUILDING SOCIETY (THE SOCIETY)

Created 17/10/2005Registered 28/10/2005Satisfied 10/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/09/2005Registered 04/10/2005Satisfied 15/11/2014
charge
satisfied

BARCLAYS BANK PLC

Created 18/06/2005Registered 05/07/2005Satisfied 26/09/2013
charge
satisfied

BARCLAYS BANK PLC

Created 18/06/2005Registered 05/07/2005Satisfied 22/10/2009
charge
satisfied

BARCLAYS BANK PLC

Created 18/06/2005Registered 05/07/2005Satisfied 26/09/2013
charge
satisfied

BARCLAYS BANK PLC

Created 18/06/2005Registered 05/07/2005Satisfied 26/09/2013
charge
satisfied

BARCLAYS BANK PLC

Created 18/06/2005Registered 05/07/2005Satisfied 26/09/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 03/06/2005Registered 21/06/2005Satisfied 08/09/2018
charge
satisfied

NORWICH AND PETERBOROUGH BUILDING SOCIETY

Created 11/05/2005Registered 14/05/2005Satisfied 22/10/2009
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 21/02/2005Registered 22/02/2005Satisfied 06/07/2019
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 15/02/2005Registered 17/02/2005Satisfied 15/05/2014
charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/02/2005Registered 09/02/2005Satisfied 17/07/2014
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 27/01/2005Registered 02/02/2005Satisfied 13/02/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/12/2004Registered 13/01/2005Satisfied 15/11/2014
charge
satisfied

LLOYDS TSB BANK PLC

Created 23/12/2004Registered 04/01/2005Satisfied 20/10/2009
charge
satisfied

LLOYDS TSB BANK PLC

Created 23/12/2004Registered 04/01/2005Satisfied 17/09/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 17/12/2004Registered 18/12/2004Satisfied 10/02/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 01/10/2004Registered 15/10/2004Satisfied 17/09/2013
charge
satisfied

YORKSHIRE BANK

Created 27/08/2004Registered 02/09/2004Satisfied 22/10/2009
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 30/07/2004Registered 06/08/2004Satisfied 25/02/2008
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 07/06/2004Registered 12/06/2004Satisfied 15/11/2014
charge
satisfied

ABBEY NATIONAL PLC

Created 12/05/2004Registered 27/05/2004Satisfied 13/09/2012
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 21/05/2004Registered 25/05/2004Satisfied 20/04/2010
charge
satisfied

CLYDESDALE BANK PUBLIC LIMITED COMPANY

Created 30/04/2004Registered 10/05/2004Satisfied 08/08/2019
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/04/2004Registered 20/04/2004Satisfied 10/12/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/03/2004Registered 19/04/2004Satisfied 22/10/2009
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 02/04/2004Registered 06/04/2004Satisfied 22/10/2009
charge
satisfied

BARCLAYS BANK PLC

Created 05/02/2004Registered 24/02/2004Satisfied 22/10/2009
charge
satisfied

LLOYDS TSB BANK PLC

Created 29/01/2004Registered 17/02/2004Satisfied 22/10/2009
charge
satisfied

HSBC BANK PLC

Created 31/07/2003Registered 08/08/2003Satisfied 08/08/2011
charge
satisfied

LLOYDS TSB BANK PLC

Created 21/07/2003Registered 24/07/2003Satisfied 22/10/2009
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/01/2003Registered 04/02/2003Satisfied 13/09/2012
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 23/10/2000Registered 01/11/2000Satisfied 22/10/2009
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 16/05/1997Registered 24/05/1997Satisfied 15/11/2014
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 02/05/1997Registered 17/05/1997Satisfied 15/11/2014
charge
satisfied

GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 02/09/1994Registered 20/09/1994Satisfied 15/11/2014

Insolvency History1 case

receiver manager

Mark Daniel Worsley Hardy (receiver manager) · Mark Swiers (receiver manager)

CompanyRankvs 255+ SIC 66190 peers
54

Financial strength87th percentile among SIC peers · 22/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 3.01× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10Insolvency history -10
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255Investacc Limited
84
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Insolvency history: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going co

Key FinancialsYear ending 31/10/2023

Turnover

£942k

Annual revenue

Net Worth

£236k

Balance sheet strength

Cash

£326k

Cash in the bank

Profit Before Tax

£81k

Bottom line earnings

Net Current Assets

£237k

Working capital

Current Assets

£355k

Current Liabilities

£118k

Debtors

£29k

Cost of Sales

£799k

Gross Profit

£143k

Admin Expenses

£65k

Operating Profit

£78k

Profit After Tax

£63k

3avg. employees

Tax at Year End

Corp tax£18k
Dividends paid£270k

Balance Sheet

Assets less current liabilities£238k
Prepared with Sage Accounts Production Advanced 2023 - FRS102_2023

EstimatesDerived

YearCurrent RatioImplied Profit
20233.01+£13k
20222.52+£6k
20212.67+£43k
20202.61+£20k
20191.92—

Derived from filed accounts. Not audited figures.