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Insurewise Limited

02823022

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

BALFOUR LODGE 111 CHURCH STREET, PETERBOROUGH, PE4 6QF
Incorporated 01/06/1993

Compliance

Last accounts

31/05/2025

total exemption full

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 28/03/2026

Due 11/04/2027

On track

Industry

65120
Non-life insurance

Officers

Mr Neil Russell Mcculloch

director · Since 15/08/2002

INSURANCE BROKER

BRITISH · ENGLAND · Age 61

Also on 1 other board

Mrs Amanda Kisbee

director · Since 01/06/2017

INSURANCE BROKER

BRITISH · ENGLAND · Age 56

Persons with Significant Control

Mr Neil Russell Mcculloch

50–75% shares
50–75% votes
Appoint directors

British · England · Age 61

Balfour Lodge, 111 Church Street, Peterborough, PE4 6QF

Notified 12/08/2021

Mrs Wendy Anne Mcculloch

25–50% shares
25–50% votes
Appoint directors

British · England · Age 54

Balfour Lodge, 111 Church Street, Peterborough, PE4 6QF

Notified 28/03/2024

Former PSCs

Balfour Holdings Limited

Ceased 12/08/2021

Charges0 outstanding

Charge
satisfied

SANTANDER UK PLC

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Charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 28/09/2015Registered 05/10/2015Satisfied 31/05/2018
charge
satisfied

BARCLAYS BANK PLC

Created 03/09/2009Registered 16/09/2009Satisfied 08/06/2015
charge
satisfied

BARCLAYS BANK PLC

Created 08/01/2007Registered 12/01/2007Satisfied 23/11/2015
charge
satisfied

BARCLAYS BANK PLC

Created 31/01/2003Registered 21/02/2003Satisfied 23/11/2015
charge
satisfied

LLOYDS TSB BANK PLC

Created 28/02/2000Registered 03/03/2000Satisfied 21/02/2003

CompanyRankvs 201+ SIC 65120 peers
80

Financial strength70th percentile among SIC peers · 18/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 4.53× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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201Insurewise Limited
80
How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£136k

Balance sheet strength

Cash

£31k

Cash in the bank

Net Current Assets

£81k

Working capital

Current Assets

£105k

Current Liabilities

£23k

Fixed Assets

£71k

Debtors

£73k

8avg. employees

Tax at Year End

Corp tax£5k

Balance Sheet

Assets less current liabilities£152k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20254.53+£0
20254.53-£9k
20243.16+£8k
20233.47+£52k
20221.94-£6k
20212.65+£15k
2020—+£7k
20190.54-£7k
20180.68—

Derived from filed accounts. Not audited figures.