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New Century Finance & Leasing Limited

02877950

active
Private Limited Company
england wales
Companies House
Health Score
61 / 100

Some Concerns

25/30
Filing
0/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Loss before tax (-10)
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

WINDSOR HOUSE, CHELTENHAM, GL50 3AT
Incorporated 06/12/1993

Compliance

Last accounts

31/03/2025

audit exemption subsidiary

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 06/12/2025

Due 20/12/2026

On track

Industry

96090
Other personal service activities

Officers

Mr John Steven Godden

director · Since 20/01/2022

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 40 other boards

Mrs Elaine Catherine Gilvear

director · Since 04/07/2022

INDEPENDENT EXECUTIVE CONSULTANT

BRITISH · ENGLAND · Age 65

Also on 19 other boards

Mr Michael Jason Smith

director · Since 18/07/2025

CEO

BRITISH · ENGLAND · Age 53

Also on 30 other boards

Sharan Soni

director · Since 26/05/2026

BRITISH · UNITED KINGDOM · Age 33

Also on 14 other boards

Persons with Significant Control

Aurem Care Group Limited

75–100% shares
75–100% votes
Appoint directors

Windsor House, Bayshill Road, Cheltenham, GL50 3AT

Reg: 13732569 · Companies House · Private Limited Company

Notified 02/09/2024

Former PSCs

Custodes Topco Limited

Ceased 06/04/2016

Custodes Acqco Limited

Ceased 02/09/2024

Charges2 outstanding

Charge
outstanding

GRESHAM HOUSE (NOMINEES) LIMITED AS SECURITY AGENT

Created 20/01/2022Registered 23/01/2022
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 20/01/2022Registered 21/01/2022
charge
satisfied

BANK OF SCOTLAND PLC ("SECURITY TRUSTEE")

Created 10/03/2011Registered 16/03/2011Satisfied 18/02/2015

CompanyRankvs 62327+ SIC 96090 peers
24

Financial strength1th percentile among SIC peers · 0/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are d

Key FinancialsYear ending 31/03/2023

Turnover

£621k

Annual revenue

Net Worth

-£571k

Balance sheet strength

Cash

£180k

Cash in the bank

Profit Before Tax

-£5k

Bottom line earnings

Net Current Assets

£1

Working capital

Current Assets

£181k

Current Liabilities

£181k

Debtors

£1k

Cost of Sales

£621k

Gross Profit

£11

Admin Expenses

£5k

Profit After Tax

-£5k

0avg. employees

Balance Sheet

Assets less current liabilities£1
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20231.00-£5k
20211.00
20190.00

Derived from filed accounts. Not audited figures.