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Clever Adviser Technology Limited

02910523

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Loss before tax (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

Watergate House, 85 Watergate Street, Chester, CH1 2LF
Incorporated 21/03/1994

Previously known as

Investments Direct Limited · until 16/02/2007

Compliance

Last accounts

31/03/2025

group

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 26/03/2026

Due 09/04/2027

On track

Industry

62090
Other information technology service activities

Officers

Colum Graham Anthony Wilde

director · Since 21/03/1994

British · United Kingdom · Age 68

Simon Quiligotti

director · Since 20/08/2009

British · England · Age 68

Gary Antony Roberts

director · Since 21/08/2009

British · Wales · Age 54

Henry Norman Shirman

director · Since 21/08/2009

British · England · Age 80

Gary Antony Roberts

secretary · Since 21/08/2009

British

Stephen De Rycke

director · Since 21/08/2009

British · United Kingdom · Age 55

Nicola Cornish

director · Since 17/05/2012

British · United Kingdom · Age 56

George James Cliff

director · Since 25/04/2023

British · Wales · Age 34

Davinia Louise Rogers

director · Since 01/02/2026

British · England · Age 47

Former

Swift Incorporations Limited

corporate nominee secretary · Resigned 21/03/1994

David Patrick Pickens

director · Resigned 23/01/1998

Thomas Anthony Mcgrail

secretary · Resigned 29/01/1998

Jacqueline Elizabeth Ann Boyd

secretary · Resigned 28/01/1999

Heather Margaret Swainston

secretary · Resigned 21/08/2009

Frank O'Donnell

director · Resigned 23/09/2010

Patrick Markham Boughton

director · Resigned 25/09/2024

Persons with Significant Control

Mr Colum Graham Anthony Wilde

Significant control

British · United Kingdom · Age 68

Watergate House, 85 Watergate Street, Chester, CH1 2LF

Notified 06/04/2016

Former PSCs

Mr Gary Antony Roberts

Ceased 03/12/2020

Mr Henry Norman Shirman

Ceased 03/12/2020

Mr Stephen De Rycke

Ceased 03/12/2020

Mr Simon Quiligotti

Ceased 03/12/2020

Mrs Nicola Cornish

Ceased 03/12/2020

Change History

statusactive
2026-06-04

Active

typeltd
2026-06-04

Private Limited Company

address line1Watergate House
2026-06-04

WATERGATE HOUSE

post townChester
2026-06-04

CHESTER

CompanyRankvs 5284+ SIC 62090 peers
67

Financial strength99th percentile among SIC peers · 25/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 9.15× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
Show leaderboard
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/03/2025

Net Worth

£2.1M

Balance sheet strength

Cash

£1.7M

Cash in the bank

Profit Before Tax

-£554k

Bottom line earnings

Net Current Assets

£1.6M

Working capital

Current Assets

£1.8M

Current Liabilities

£199k

Fixed Assets

£480k

Debtors

£602k

Admin Expenses

£2.5M

Profit After Tax

-£415k

0avg. employees-23

People Costs

Wages & salaries£1.2M

Balance Sheet

Intangible assets£9k
Assets less current liabilities£2.1M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20259.15+£985k
20245.78-£429k
20238.86

Derived from filed accounts. Not audited figures.

Filing History100 filings

RESOLUTIONS

resolution

13/04/202634 pages · PDF
MA

memorandum articles

11/04/202625 pages · PDF
Confirmation statement

confirmation statement with updates

31/03/202611 pages · PDF
Shares allotted

capital allotment shares

26/03/20264 pages · PDF
Director appointed

appoint person director company with name date

05/02/20262 pages · PDF
Accounts filed

accounts with accounts type group

10/12/202533 pages · PDF
Share buyback

capital return purchase own shares

14/07/20253 pages · PDF
RESOLUTIONS

resolution

10/07/20251 page · PDF
Shares cancelled

capital cancellation shares

07/07/20256 pages · PDF
Share buyback

capital return purchase own shares

21/05/20253 pages · PDF
Shares cancelled

capital cancellation shares

20/05/20256 pages · PDF
Confirmation statement

confirmation statement with updates

27/03/202513 pages · PDF
RESOLUTIONS

resolution

29/01/20251 page · PDF
RESOLUTIONS

resolution

29/01/20251 page · PDF
RESOLUTIONS

resolution

29/01/202513 pages · PDF
Shares cancelled

capital cancellation shares

29/01/20256 pages · PDF
Share buyback

capital return purchase own shares

29/01/20253 pages · PDF
Director resigned

termination director company with name termination date

17/10/20241 page · PDF
Accounts filed

accounts with accounts type total exemption full

02/10/202410 pages · PDF
PSC changed

change to a person with significant control

13/09/20242 pages · PDF
Address changed

change registered office address company with date old address new address

12/09/20241 page · PDF
Director details changed

change person director company with change date

12/09/20242 pages · PDF
Director details changed

change person director company with change date

12/09/20242 pages · PDF
CH03

change person secretary company with change date

12/09/20241 page · PDF
Director details changed

change person director company with change date

12/09/20242 pages · PDF
Director details changed

change person director company with change date

12/09/20242 pages · PDF
PSC changed

change to a person with significant control

11/09/20242 pages · PDF
Address changed

change registered office address company with date old address new address

11/09/20241 page · PDF
Director details changed

change person director company with change date

11/09/20242 pages · PDF
CH03

change person secretary company with change date

11/09/20241 page · PDF
Director details changed

change person director company with change date

11/09/20242 pages · PDF
Director details changed

change person director company with change date

11/09/20242 pages · PDF
Director details changed

change person director company with change date

11/09/20242 pages · PDF
RP04SH01

second filing capital allotment shares

03/09/20245 pages · PDF
RESOLUTIONS

resolution

18/06/202410 pages · PDF
MA

memorandum articles

18/06/202436 pages · PDF
Shares allotted

capital allotment shares

13/06/20245 pages · PDF
Shares cancelled

capital cancellation shares

03/06/20246 pages · PDF
Shares cancelled

capital cancellation shares

03/06/20246 pages · PDF
Share buyback

capital return purchase own shares

03/06/20243 pages · PDF
Share buyback

capital return purchase own shares

03/06/20243 pages · PDF
Confirmation statement

confirmation statement with updates

10/04/202411 pages · PDF
Shares cancelled

capital cancellation shares

04/12/20236 pages · PDF
Share buyback

capital return purchase own shares

01/12/20233 pages · PDF
Accounts filed

accounts with accounts type total exemption full

27/10/20239 pages · PDF
Shares cancelled

capital cancellation shares

06/06/20236 pages · PDF
Share buyback

capital return purchase own shares

06/06/20233 pages · PDF
Director appointed

appoint person director company with name date

27/04/20232 pages · PDF
Confirmation statement

confirmation statement with updates

29/03/202312 pages · PDF
Shares cancelled

capital cancellation shares

27/02/20236 pages · PDF
Share buyback

capital return purchase own shares

24/02/20233 pages · PDF
Share buyback

capital return purchase own shares

26/01/20233 pages · PDF
Shares cancelled

capital cancellation shares

19/01/20236 pages · PDF
Accounts filed

accounts with accounts type total exemption full

25/11/20228 pages · PDF
Confirmation statement

confirmation statement with updates

29/03/202212 pages · PDF
MA

memorandum articles

09/01/202233 pages · PDF
RESOLUTIONS

resolution

02/01/202210 pages · PDF
Shares allotted

capital allotment shares

21/12/20213 pages · PDF
Accounts filed

accounts with accounts type total exemption full

23/09/20218 pages · PDF
Confirmation statement

confirmation statement with updates

06/04/202110 pages · PDF
Accounts filed

accounts with accounts type total exemption full

09/12/20208 pages · PDF
PSC07

cessation of a person with significant control

03/12/20201 page · PDF
PSC07

cessation of a person with significant control

03/12/20201 page · PDF
PSC07

cessation of a person with significant control

03/12/20201 page · PDF
PSC07

cessation of a person with significant control

03/12/20201 page · PDF
PSC07

cessation of a person with significant control

03/12/20201 page · PDF
Director appointed

appoint person director company with name date

13/11/20202 pages · PDF
Confirmation statement

confirmation statement with no updates

09/04/20203 pages · PDF
Accounts filed

accounts with accounts type total exemption full

21/11/20198 pages · PDF
Confirmation statement

confirmation statement with no updates

03/04/20193 pages · PDF
Accounts filed

accounts with accounts type total exemption full

31/12/20188 pages · PDF
Confirmation statement

confirmation statement with updates

10/04/20189 pages · PDF
Accounts filed

accounts with accounts type total exemption full

20/10/201710 pages · PDF
Confirmation statement

confirmation statement with updates

29/03/201716 pages · PDF
Accounts filed

accounts with accounts type total exemption small

24/11/20166 pages · PDF
Annual return

annual return company with made up date full list shareholders

26/04/201613 pages · PDF
Accounts filed

accounts with accounts type total exemption small

07/11/20156 pages · PDF
Shares allotted

capital allotment shares

27/07/20154 pages · PDF
RESOLUTIONS

resolution

27/07/201530 pages · PDF
Annual return

annual return company with made up date full list shareholders

27/04/201512 pages · PDF
Accounts filed

accounts with accounts type total exemption small

22/12/20146 pages · PDF
Annual return

annual return company with made up date full list shareholders

08/04/201412 pages · PDF
Accounts filed

accounts with accounts type total exemption small

06/11/20136 pages · PDF
Annual return

annual return company with made up date full list shareholders

11/04/201312 pages · PDF
Director details changed

change person director company with change date

11/04/20132 pages · PDF
CH03

change person secretary company with change date

11/04/20131 page · PDF
Accounts filed

accounts with accounts type total exemption small

15/11/20126 pages · PDF
RP04

second filing of form with form type

29/08/20127 pages · PDF
Director appointed

appoint person director company with name

30/05/20122 pages · PDF
Annual return

annual return company with made up date full list shareholders

03/04/201212 pages · PDF
Shares allotted

capital allotment shares

01/03/20126 pages · PDF
AAMD

accounts amended with made up date

12/12/20116 pages · PDF
Accounts filed

accounts with accounts type total exemption small

12/12/20116 pages · PDF
Annual return

annual return company with made up date full list shareholders

28/04/201111 pages · PDF
Director resigned

termination director company with name

07/01/20112 pages · PDF
Accounts filed

accounts with accounts type total exemption small

05/01/20116 pages · PDF
Shares allotted

capital allotment shares

27/07/20104 pages · PDF
Shares allotted

capital allotment shares

27/07/20102 pages · PDF
Annual return

annual return company with made up date full list shareholders

30/04/201017 pages · PDF
Director details changed

change person director company with change date

30/04/20102 pages · PDF