Back to search

Life & General (Sedgley) Limited

02995359

active
ltd
england wales
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

1 Bilston Street, Sedgley, Dudley, DY3 1JA
Incorporated 28/11/1994

Compliance

Last accounts

31/12/2024

unaudited abridged

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 15/10/2025

Due 29/10/2026

On track

Industry

65120
Non-life insurance

Officers

Horace Barclay Coton

director · Since 29/11/1994

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 84

Also on 1 other board

Mr Alexander Edward Coton

director · Since 29/11/1994

INSURANCE CONSULTANT

BRITISH · ENGLAND · Age 54

Also on 5 other boards

Rachel Janet Coton

secretary · Since 08/04/2005

BRITISH · Age 52

Alexander Edward Coton

director · Since 29/11/1994

British · England · Age 54

Horace Barclay Coton

director · Since 29/11/1994

British · United Kingdom · Age 84

Rachel Janet Coton

secretary · Since 08/04/2005

British

Former

Deansgate Company Formations Limited

corporate nominee director · Resigned 29/11/1994

Britannia Company Formations Limited

corporate nominee secretary · Resigned 29/11/1994

Christine Agnes Coton

secretary · Resigned 08/04/2005

Persons with Significant Control

Mr Alexander Edward Coton

75–100% shares
75–100% votes
Appoint directors

British · England · Age 54

1 Bilston Street, Dudley, DY3 1JA

Notified 06/04/2016

Charges1 outstanding

charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 23/10/2012Registered 26/10/2012

Change History

statusactive
2026-07-14

Active

typeltd
2026-07-14

Private Limited Company

address line11 Bilston Street
2026-07-14

1 BILSTON STREET

post townDudley
2026-07-14

DUDLEY

CompanyRankvs 527+ SIC 65120 peers
66

Financial strength73th percentile among SIC peers · 18/25
Employees79th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.77× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£171k

Balance sheet strength

Cash

£137k

Cash in the bank

Net Current Assets

£153k

Working capital

Current Assets

£351k

Current Liabilities

£198k

Fixed Assets

£26k

Debtors

£214k

Profit After Tax

£50k

7avg. employees+3

Tax at Year End

Dividends paid£30k

Balance Sheet

Intangible assets£13k
Assets less current liabilities£179k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20241.77+£20k
20231.61

Derived from filed accounts. Not audited figures.