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Key Solutions Mortgages Limited

03022389

active
Private Limited Company
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

2 STAFFORD PLACE, WESTON-SUPER-MARE, BS23 2QZ
Incorporated 15/02/1995

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

James Michael White

director · Since 31/10/2004

FINANCIAL ADVISOR

BRITISH · UNITED KINGDOM · Age 72

Persons with Significant Control

Mr Nigel Kevan White

Significant control

British · England · Age 60

2, Stafford Place, Weston-Super-Mare, BS23 2QZ

Notified 06/04/2016

Mr James Michael White

75–100% shares

British · England · Age 72

2, Stafford Place, Weston-Super-Mare, BS23 2QZ

Notified 31/10/2016

Charges1 outstanding

Charge
outstanding

HSBC UK BANK PLC

Created 24/11/2020Registered 01/12/2020
Charge
satisfied

HSBC BANK PLC

Created 07/11/2014Registered 07/11/2014Satisfied 03/11/2017
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 07/01/1997Registered 13/01/1997Satisfied 17/02/2017

CompanyRankvs 331+ SIC 64999 peers
77

Financial strength88th percentile among SIC peers · 22/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.26× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2024

Net Worth

£355k

Balance sheet strength

Cash

£91k

Cash in the bank

Net Current Assets

£414k

Working capital

Current Assets

£743k

Current Liabilities

£329k

Fixed Assets

£154k

Debtors

£652k

16avg. employees-2

Tax at Year End(2023)

Dividends paid£50k

Balance Sheet

Assets less current liabilities£567k
Signed by 2023-04-01Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20242.26-£109k
20232.65-£72k
20223.69-£41k
20213.08-£206k
20203.30+£152k
20192.35+£212k
20181.84

Derived from filed accounts. Not audited figures.