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The Risk Factor Limited

03030912

active
ltd
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

Elmwood House Ghyll Royd, Guiseley, Leeds, LS20 9LT
Incorporated 08/03/1995

Compliance

Last accounts

31/01/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 15/02/2026

Due 01/03/2027

On track

Industry

65120
Non-life insurance
66290
Other activities auxiliary to insurance and pension funding

Officers

Ms Angela Jayne Rhiannon Petty

director · Since 01/07/2016

INSURANCE PRACTIONER

BRITISH · ENGLAND · Age 50

Also on 3 other boards

Mrs Kathren Wright

director · Since 12/01/2026

BRITISH · ENGLAND · Age 54

Also on 70 other boards

Mr Lee Tetley

director · Since 20/05/2026

BRITISH · ENGLAND · Age 50

Also on 1 other board

Angela Jayne Rhiannon Petty

director · Since 01/07/2016

British · England · Age 50

Kathren Wright

director · Since 12/01/2026

British · England · Age 54

Lee Tetley

director · Since 20/05/2026

British · England · Age 50

Former

Mark Griffiths

director · Resigned 04/06/2016

Paul Grant Ellis

secretary · Resigned 30/06/2016

Paul Ian Crapper

director · Resigned 30/06/2016

Paul Grant Ellis

director · Resigned 30/06/2016

Peter Bates

director · Resigned 26/01/2022

Keith Andrew Holmes

director · Resigned 07/01/2025

Persons with Significant Control

Ellis Bates Holdings Ltd.

75–100% shares

Elmwood House, Ghyll Royd, Leeds, LS20 9LT

Reg: 03377394 · Register Of Companies · Limited Company

Notified 06/04/2016

Change History

statusactive
2026-06-14

Active

typeltd
2026-06-14

Private Limited Company

address line1Elmwood House Ghyll Royd
2026-06-14

ELMWOOD HOUSE GHYLL ROYD

post townLeeds
2026-06-14

LEEDS

CompanyRankvs 32+ SIC 65120 peers
87

Financial strength91th percentile among SIC peers · 23/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 3.79× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£933k

Balance sheet strength

Cash

£553k

Cash in the bank

Net Current Assets

£928k

Working capital

Current Assets

£1.3M

Current Liabilities

£333k

Fixed Assets

£17k

Debtors

£708k

15avg. employees+5

Tax at Year End

VAT£3k

Balance Sheet

Assets less current liabilities£945k
Prepared with Taxfiler

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20253.79+£276k£55k
20243.92+£277k£161k
20238.00£177k

Derived from filed accounts. Not audited figures.