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Lunaro Financial Services Limited

03148972

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Loss before tax (-10)
  • Going concern doubt noted in accounts (-10)

Details

130 WOOD STREET, LONDON, EC2V 6DL
Incorporated 22/01/1996

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Philip William Paul Holland

director · Since 01/12/2020

DIRECTOR

BRITISH · UNITED KINGDOM · Age 44

Mr Joshua Jurangpathy Owen

director · Since 18/12/2024

CEO, EXECUTIVE DIRECTOR

BRITISH · UNITED KINGDOM · Age 34

Mr Nicholas Mark Louis Spencer-Skeen

director · Since 18/12/2024

DIRECTOR

BRITISH · UNITED KINGDOM · Age 62

Also on 1 other board

Disha Rakeshkumar Rajdev

director · Since 27/01/2025

NON-EXECUTIVE DIRECTOR

INDIAN · UNITED ARAB EMIRATES · Age 28

Persons with Significant Control

Disha Rajdev

75–100% shares
75–100% votes
Appoint directors

Indian · United Arab Emirates · Age 28

130, Wood Street, London, EC2V 6DL

Notified 28/06/2024

Former PSCs

Sycap Group (Uk) Limited

Ceased 07/08/2019

Charges0 outstanding

Charge
satisfied

KREOS CAPITAL VI (UK) LIMITED

Created 06/06/2019Registered 13/06/2019Satisfied 17/05/2023
charge
satisfied

SILVER REEF PROPERTIES LIMITED

Created 06/09/2011Registered 09/09/2011Satisfied 19/07/2017

CompanyRankvs 89+ SIC 64999 peers
79

Financial strength96th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.23× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with

Key FinancialsYear ending 31/03/2025

Turnover

-£37k

Annual revenue

Net Worth

£1.5M

Balance sheet strength

Cash

£2.8M

Cash in the bank

Profit Before Tax

-£3.0M

Bottom line earnings

Net Current Assets

£1.5M

Working capital

Current Assets

£2.8M

Current Liabilities

£1.2M

Fixed Assets

£423

Debtors

£31k

Cost of Sales

£615k

Gross Profit

-£652k

Admin Expenses

£2.4M

Operating Profit

-£3.0M

Profit After Tax

-£3.0M

23avg. employees-8

People Costs

Wages & salaries£1.5M
NI contributions£186k

Balance Sheet

Assets less current liabilities£1.5M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20252.23+£102k
20231.27

Derived from filed accounts. Not audited figures.