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P S D Financial Services Ltd.

03182560

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

25 OXHEY ROAD, WATFORD, WD19 4QG
Incorporated 03/04/1996

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Vijay Kumar Desai

director · Since 14/06/1996

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 75

Also on 1 other board

Persons with Significant Control

Mr Vijay Kumar Desai

Significant control

British · England · Age 75

27, Byrom Street, Manchester, M3 4PF

Notified 01/04/2017

Mrs Pragna Vijay Desai

25–50% shares

British · England · Age 70

27, Byrom Street, Manchester, M3 4PF

Notified 19/10/2022

CompanyRankvs 1830+ SIC 64999 peers
79

Financial strength75th percentile among SIC peers · 19/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 22.85× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£69k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£31k

Working capital

Current Assets

£33k

Current Liabilities

£1k

Fixed Assets

£60k

2avg. employees

Balance Sheet

Assets less current liabilities£91k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
202522.85+£0
202522.85-£11k
202413.42+£5k
20237.96-£8k
20229.32+£35k
20211.50+£143
20200.97+£2k
2019+£1k
20181.69

Derived from filed accounts. Not audited figures.