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Western Mortgage Services Limited

03191608

active
Private Limited Company
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
0/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Loss before tax (-10)
  • Going concern doubt noted in accounts (-10)

Details

FIRST FLOOR, 2 KINGDOM STREET, LONDON, W2 6BD
Incorporated 26/04/1996

Compliance

Last accounts

31/12/2024

full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 31/03/2026

Due 14/04/2027

On track

Industry

96090
Other personal service activities

Officers

Capita Group Secretary Limited

secretary · Since 29/07/2015

OTHER

Also on 336 other boards

Mr Antony Paul Brown

director · Since 23/07/2026

BRITISH · UNITED KINGDOM · Age 62

James Robert Dias

director · Since 23/07/2026

BRITISH · ENGLAND · Age 47

Former

Corinne Ripoche Van Hecke

director · Resigned 23/07/2026

Gillian Chamberlain

director · Resigned 23/07/2026

Persons with Significant Control

Capita Life & Pensions Regulated Services Limited

75–100% shares
75–100% votes
Appoint directors

First Floor, 2 Kingdom Street, Paddington, London, W2 6BD

Reg: 02424853 · Companies House · Private Company Limited By Shares

Notified 07/05/2021

Former PSCs

Capita International Financial Services Holdings Limited

Ceased 12/09/2017

Capita Financial Services Holdings Limited

Ceased 07/05/2021

CompanyRankvs 15323+ SIC 96090 peers
60

Financial strength100th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

financial position means that this is realistic. They have also concluded that there are no material uncertainties that could have cast significant doubt over its ability to continue as a going concern from the date of approval of the financial statements to 30 June 2026 (“the going concern period”). In our evaluation of the directors’ conclusions, we considered the inherent risks to the

Key FinancialsYear ending 31/12/2024

Net Worth

£70.8M

Balance sheet strength

Cash

£25.0M

Cash in the bank

Profit Before Tax

-£10.7M

Bottom line earnings

Net Current Assets

Working capital

Current Assets

Current Liabilities

£5.4M

Debtors

£0

Cost of Sales

£37.5M

Admin Expenses

£12.6M

Profit After Tax

-£8.0M

772avg. employees-133

Tax at Year End

Corp tax£1.7M

People Costs

Wages & salaries£23.7M

Balance Sheet

Total assets£96.3M
Prepared with CCH Software

EstimatesDerived

YearImplied Profit
2024+£33.2M

Derived from filed accounts. Not audited figures.