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H.J.B. Commercials Limited

03220418

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

THORRINGTON AUTO CENTRE, COLCHESTER, CO7 8JD
Incorporated 04/07/1996

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

96090
Other personal service activities

Officers

Mr David Paul Johnson-Laird

director · Since 01/10/2020

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 51

Also on 3 other boards

Mr Graham Rodney Bruce

director · Since 25/02/2026

BRITISH · ENGLAND · Age 54

Also on 1 other board

Persons with Significant Control

Mr David Paul Johnson-Laird

25–50% shares
25–50% votes

British · United Kingdom · Age 51

Thorrington Auto Centre, Colchester, CO7 8JD

Notified 01/11/2020

Mr Graham Rodney Bruce

25–50% shares
25–50% votes

British · England · Age 54

Thorrington Auto Centre, Thorrington Cross, Colchester, CO7 8JD

Notified 25/02/2026

Former PSCs

Mr David Baldwin

Ceased 31/10/2020

Charges1 outstanding

charge
outstanding

BARCLAYS BANK PLC

Created 08/03/2006Registered 18/03/2006

CompanyRankvs 16904+ SIC 96090 peers
63

Financial strength90th percentile among SIC peers · 23/25
Employees91th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.91× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£129k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£3k

Working capital

Current Assets

£29k

Current Liabilities

£32k

Fixed Assets

£132k

5avg. employees

Balance Sheet

Assets less current liabilities£129k
Prepared with BTCSoftware AP Solution 2025 12.2.02

EstimatesDerived

YearCurrent RatioImplied Profit
20250.91+£28k
20240.80+£35k
20230.50

Derived from filed accounts. Not audited figures.