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Topsail Insurance Limited

03235400

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

LYTCHETT HOUSE 13 FREELAND PARK, POOLE, BH16 6FA
Incorporated 08/08/1996

Compliance

Last accounts

31/08/2025

total exemption full

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 24/06/2025

Due 08/07/2026

On track

Industry

65120
Non-life insurance

Officers

Robert Charles Stevens

director · Since 01/09/2001

INSURANCE INTERMEDIARY

BRITISH · ENGLAND · Age 58

Mr Christopher Andrew Mcgowan

director · Since 01/01/2010

INSURANCE BROKER

BRITISH · ENGLAND · Age 41

Also on 7 other boards

Mr Ricardo De Cristofano

director · Since 01/05/2020

INSURANCE BROKER

BRITISH · UNITED KINGDOM · Age 53

Also on 2 other boards

Mr Nigel Anthony Hawkes

director · Since 11/05/2020

INSURANCE BROKER

BRITISH · UNITED KINGDOM · Age 59

Also on 3 other boards

Persons with Significant Control

Topsail Holdings Ltd

75–100% shares

Lytchett House 13 Freeland Park, Wareham Road, Poole, BH16 6FA

Reg: 13938953 · Registrar Of Companies · Private Limited Company

Notified 22/09/2022

Former PSCs

Mr Christopher Andrew Mcgowan

Ceased 30/08/2022

Robert Charles Stevens

Ceased 30/08/2022

Charges0 outstanding

charge
satisfied

LLOYDS TSB BANK PLC

Created 17/02/2011Registered 19/02/2011Satisfied 28/07/2025

CompanyRankvs 616+ SIC 65120 peers
70

Financial strength61th percentile among SIC peers · 15/25
Employees88th percentile among SIC peers · 13/15
LiquidityCurrent ratio 1.24× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength15/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£59k

Balance sheet strength

Cash

£505k

Cash in the bank

Net Current Assets

£208k

Working capital

Current Assets

£1.1M

Current Liabilities

£885k

Fixed Assets

£10k

Debtors

£587k

13avg. employees

Tax at Year End(2024)

Corp tax£92k

Balance Sheet

Assets less current liabilities£219k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.24+£0
20251.24-£3k
20241.37-£2k
20231.17-£22k
20221.27+£41k
20211.13-£76k
20202.14+£111k
20191.33+£0
20181.13

Derived from filed accounts. Not audited figures.