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Pain Au Chocolat Limited

03282346

active
Private Limited Company
Companies House
Health Score
77 / 100

Some Concerns

25/30
Filing
20/30
Financial
32/40
Risk
  • No accounts filed in last 18 months (-5)
  • 4 outstanding charges (-8)

Details

108 PRIORY GARDENS, LONDON, N6 5QT
Incorporated 22/11/1996

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Ian Simpson

secretary · Since 22/11/1996

BRITISH · UNITED KINGDOM · Age 63

Also on 7 other boards

Mr Ian Simpson

director · Since 22/11/1996

DIRECTOR

BRITISH · UNITED KINGDOM · Age 63

Also on 7 other boards

Ms Catherine Julia Utley

director · Since 22/11/1996

FINANCE CONSULTANT

BRITISH · ENGLAND · Age 62

Also on 4 other boards

Persons with Significant Control

Mr Ian Simpson

25–50% shares
25–50% votes

British · United Kingdom · Age 63

108 Priory Gardens, London, N6 5QT

Notified 06/04/2016

Ms Catherine Julia Utley

25–50% shares
25–50% votes

British · England · Age 62

108 Priory Gardens, London, N6 5QT

Notified 06/04/2016

Charges4 outstanding

charge
outstanding

LLOYDS BANK PLC

Created 25/09/1998Registered 29/09/1998
charge
outstanding

LLOYDS BANK PLC

Created 18/07/1997Registered 25/07/1997
charge
outstanding

LLOYDS BANK PLC

Created 27/04/1997Registered 07/05/1997
charge
outstanding

LLOYDS BANK PLC

Created 27/04/1997Registered 07/05/1997

CompanyRankvs 25537+ SIC 68209 peers
62

Financial strength86th percentile among SIC peers · 22/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 13.41× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£302k

Balance sheet strength

Cash

£13k

Cash in the bank

Net Current Assets

£13k

Working capital

Current Assets

£14k

Current Liabilities

£1k

Fixed Assets

£326k

Debtors

£1k

Balance Sheet

Assets less current liabilities£339k
Signed by Ms Catherine Utley 03/09/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202413.41+£16k
202316.44-£47k
202237.96+£9k
202196.69

Derived from filed accounts. Not audited figures.