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Lease & Business Finance Ltd

03341672

active
Private Limited Company
england wales
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

8/9 EARLS WAY, HALESOWEN, B63 3HR
Incorporated 27/03/1997

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 27/03/2026

Due 10/04/2027

On track

Industry

64910
Financial leasing

Officers

Deborah Alison Holyoake

secretary · Since 27/03/1997

COMPANY SECRETARY/DIRECTOR

BRITISH · UNITED KINGDOM · Age 66

Also on 5 other boards

Ms Deborah Alison Holyoake

director · Since 27/03/1997

COMPANY SECRETARY/DIRECTOR

BRITISH · ENGLAND · Age 66

Also on 2 other boards

Mrs Tracey Paula Jervis

director · Since 06/04/2001

FINANCE

ENGLISH · ENGLAND · Age 60

Also on 1 other board

Persons with Significant Control

Mrs Deborah Alison Holyake

50–75% shares

English · England · Age 66

8/9, Earls Way, Halesowen, B63 3HR

Notified 06/04/2016

Mrs Tracey Paula Jervis

25–50% shares

English · England · Age 60

8/9, Earls Way, Halesowen, B63 3HR

Notified 06/04/2016

Charges1 outstanding

charge
satisfied

HSBC BANK PLC

Created 30/09/2004Registered 05/10/2004Satisfied 30/09/2009
charge
outstanding

HSBC BANK PLC

Created 04/11/1999Registered 12/11/1999

CompanyRankvs 321+ SIC 64910 peers
49

Financial strength28th percentile among SIC peers · 7/25
Employees67th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1.42× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength7/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£100

Balance sheet strength

Cash

£17k

Cash in the bank

Net Current Assets

£13k

Working capital

Current Assets

£46k

Current Liabilities

£32k

Fixed Assets

£14k

Debtors

£28k

2avg. employees

Balance Sheet

Assets less current liabilities£27k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20251.42
20241.20
20231.13
20221.12
20211.24
20201.49
20190.79
20170.76

Derived from filed accounts. Not audited figures.