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Southern Counties Finance Limited

03406451

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 7 outstanding charges (-10)

Details

107 FORE STREET, HERTFORDSHIRE, SG14 1AS
Incorporated 21/07/1997

Compliance

Last accounts

30/09/2025

unaudited abridged

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 21/07/2025

Due 04/08/2026

On track

Industry

64910
Financial leasing

Officers

Dawn Morley

secretary · Since 05/09/1997

BRITISH

Mr Trevor Alan Morley

director · Since 05/09/1997

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 65

Mr David Edward Morley

director · Since 24/10/2017

SALES MANAGER

BRITISH · UNITED KINGDOM · Age 33

Persons with Significant Control

Mr Trevor Alan Morley

75–100% shares
Significant control

British · England · Age 65

107 Fore Street, Hertfordshire, SG14 1AS

Notified 21/07/2016

Charges7 outstanding

Charge
outstanding

RENAISSANCE ASSET FINANCE LIMITED

Created 15/04/2024Registered 15/04/2024
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 01/04/2014Registered 02/04/2014
Charge
outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 07/11/2013Registered 21/11/2013
charge
outstanding

HITACHI CAPITAL (UK) PLC

Created 25/01/2013Registered 07/02/2013
charge
outstanding

SIEMENS FINANCIAL SERVICES LIMITED

Created 29/11/2007Registered 30/11/2007
charge
outstanding

ING LEASE (UK) LIMITED

Created 10/04/2006Registered 12/04/2006
charge
outstanding

SINGER & FRIEDLANDER LEASING LIMITED

Created 01/09/2005Registered 03/09/2005
charge
satisfied

ARBUTHNOT LATHAM & CO. LIMITED

Created 15/11/1999Registered 24/11/1999Satisfied 15/09/2014
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 13/10/1997Registered 18/10/1997Satisfied 04/12/1999

CompanyRankvs 30+ SIC 64910 peers
73

Financial strength83th percentile among SIC peers · 21/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 2.28× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£1000k

Balance sheet strength

Cash

£77k

Cash in the bank

Net Current Assets

£1.5M

Working capital

Current Assets

£2.6M

Current Liabilities

£1.1M

Fixed Assets

£33k

Debtors

£2.5M

3avg. employees

Balance Sheet

Assets less current liabilities£1.5M
Signed by 2024-10-01Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20252.28+£0
20252.28+£23k
20242.64+£31k
20232.50+£45k
20222.68+£56k
20212.65+£52k
20202.13+£74k
20192.15—

Derived from filed accounts. Not audited figures.