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Pavey Group Financial Services Limited

03418320

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

CENTURY HOUSE, TORQUAY, TQ2 7TD
Incorporated 12/08/1997

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mrs Michele Susan King

director · Since 01/10/2004

FINANCIAL SERVICES MANAGING DIRECTOR

BRITISH · ENGLAND · Age 54

Persons with Significant Control

Mr Nicholas David Sanders

25–50% shares
25–50% votes

British · England · Age 57

Minerva House, Orchard Way, Torquay, TQ2 7FA

Notified 06/12/2018

Mrs Michele Susan King

25–50% shares
25–50% votes

British · England · Age 54

Century House, Nicholson Road, Torquay, TQ2 7TD

Notified 10/03/2021

Mrs Wendy Anne Brown

25–50% shares
25–50% votes

British · United Kingdom · Age 66

Minerva House, Orchard Way, Torquay, TQ2 7FA

Notified 18/09/2024

Former PSCs

Pavey Group Holdings Limited

Ceased 06/12/2018

Mr Graham Mark Brown

Ceased 18/09/2024

Charges0 outstanding

Charge
satisfied

SANTANDER UK PLC

Created 03/07/2017Registered 06/07/2017Satisfied 09/09/2024
charge
satisfied

HSBC BANK PLC

Created 28/02/2013Registered 01/03/2013Satisfied 24/07/2017
charge
satisfied

CLYDESDALE BANK PLC

Created 07/05/2010Registered 12/05/2010Satisfied 02/05/2013
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 17/06/1999Registered 26/06/1999Satisfied 04/06/2010

CompanyRankvs 5868+ SIC 64999 peers
67

Financial strength92th percentile among SIC peers · 23/25
Employees96th percentile among SIC peers · 14/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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5868Pavey Group Financial Services Limited
67
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£663k

Balance sheet strength

Cash

£861k

Cash in the bank

Net Current Assets

—

Working capital

Current Assets

—

Current Liabilities

£230k

Fixed Assets

£11k

Debtors

£22k

10avg. employees

Tax at Year End(2021)

Corp tax£29k
Prepared with Silverfin

EstimatesDerived

YearCurrent RatioImplied Profit
2024—+£103k
2023—+£69k
2022—+£111k
2021—+£97k
2020—-£59k
20192.77+£216k
20182.01—

Derived from filed accounts. Not audited figures.