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Patrick Ruddy Homes Limited

03450320

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

Enterprise Way, Flitwick, Bedford, MK45 5BS
Incorporated 09/10/1997

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 01/12/2025

Due 15/12/2026

On track

Industry

82990
Other business support service activities

Officers

Mr Patrick Joseph Ruddy

director · Since 09/10/1997

COMPANY DIRECTOR

IRISH · UNITED KINGDOM

Also on 11 other boards

Patrick Joseph Ruddy

director · Since 09/10/1997

Irish · United Kingdom

Mrs Eileen Catherine Ruddy

director · Since 30/10/1997

COMPANY SECRETARY

IRISH · UNITED KINGDOM

Also on 7 other boards

Eileen Catherine Ruddy

director · Since 30/10/1997

Irish · United Kingdom

Lee Myles Ruddy

secretary · Since 31/12/2006

British

Mr Lee Myles Ruddy Ba Hons Fcma

secretary · Since 31/12/2006

CHARTERED MANAGEMENT ACCOUNTAN

BRITISH · UNITED KINGDOM

Also on 23 other boards

Mr Lee Myles Ruddy Ba Hons Fcma

director · Since 31/12/2006

CHARTERED MANAGEMENT ACCOUNTAN

BRITISH · UNITED KINGDOM

Also on 23 other boards

Lee Myles Ruddy

director · Since 31/12/2006

British · United Kingdom

Alan Joseph Ruddy

director · Since 01/01/2007

British · United Kingdom

Mr Alan Joseph Ruddy Bsc Hons

director · Since 01/01/2007

CHARTERED SURVEYOR

BRITISH · UNITED KINGDOM

Also on 4 other boards

Shane Anthony Ruddy

director · Since 24/11/2025

British · United Kingdom

Mr Shane Anthony Ruddy

director · Since 24/11/2025

BRITISH · UNITED KINGDOM

Former

Chettleburgh'S Limited

corporate nominee director · Resigned 09/10/1997

Chettleburgh International Limited

corporate nominee secretary · Resigned 09/10/1997

Kathleen Teresa Kilcoyne

secretary · Resigned 31/12/2006

Persons with Significant Control

Mr Patrick Joseph Ruddy

voting-rights-75-to-100-percent-as-trust

Irish · United Kingdom

Notified 02/03/2021

Mrs Eileen Catherine Ruddy

voting-rights-75-to-100-percent-as-trust

Irish · United Kingdom

Notified 02/03/2021

Mr Shane Anthony Ruddy

voting-rights-75-to-100-percent-as-trust

British · United Kingdom

Notified 30/06/2021

Mr Alan Joseph Ruddy

voting-rights-75-to-100-percent-as-trust

British · United Kingdom

Notified 30/06/2021

Former PSCs

Mr Patrick Joseph Ruddy

Ceased 02/03/2021

Change History

status → active
2026-07-13

Active

type → ltd
2026-07-13

Private Limited Company

address line1 → Enterprise Way
2026-07-13

ENTERPRISE WAY

post town → Bedford
2026-07-13

BEDFORD

CompanyRankvs 675+ SIC 82990 peers
89

Financial strength100th percentile among SIC peers · 25/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 5.95× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£17.6M

Balance sheet strength

Cash

£5.5M

Cash in the bank

Net Current Assets

£17.2M

Working capital

Current Assets

£20.7M

Current Liabilities

£3.5M

Fixed Assets

£433k

Debtors

£270k

9avg. employees

Tax at Year End

Corp tax£18k
Prepared with Caseware UK (AP4) 2025.0.111

EstimatesDerived

YearCurrent RatioImplied Profit
20255.95+£53k
20245.74+£134k
20235.73—

Derived from filed accounts. Not audited figures.