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Patrick Ruddy Homes Limited

03450320

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

ENTERPRISE WAY, BEDFORD, MK45 5BS
Incorporated 09/10/1997

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 01/12/2025

Due 15/12/2026

On track

Industry

82990
Other business support service activities

Officers

Mr Patrick Joseph Ruddy

director · Since 09/10/1997

COMPANY DIRECTOR

IRISH · UNITED KINGDOM · Age 87

Also on 11 other boards

Mrs Eileen Catherine Ruddy

director · Since 30/10/1997

COMPANY SECRETARY

IRISH · UNITED KINGDOM · Age 87

Also on 7 other boards

Mr Lee Myles Ruddy Ba Hons Fcma

secretary · Since 31/12/2006

CHARTERED MANAGEMENT ACCOUNTAN

BRITISH · UNITED KINGDOM · Age 50

Also on 23 other boards

Mr Lee Myles Ruddy Ba Hons Fcma

director · Since 31/12/2006

CHARTERED MANAGEMENT ACCOUNTAN

BRITISH · UNITED KINGDOM · Age 50

Also on 23 other boards

Mr Alan Joseph Ruddy Bsc Hons

director · Since 01/01/2007

CHARTERED SURVEYOR

BRITISH · UNITED KINGDOM · Age 52

Also on 4 other boards

Mr Shane Anthony Ruddy

director · Since 24/11/2025

BRITISH · UNITED KINGDOM · Age 53

Persons with Significant Control

Mr Patrick Joseph Ruddy

voting-rights-75-to-100-percent-as-trust

Irish · United Kingdom · Age 87

Enterprise Way, Flitwick, Bedford, MK45 5BS

Notified 02/03/2021

Mrs Eileen Catherine Ruddy

voting-rights-75-to-100-percent-as-trust

Irish · United Kingdom · Age 87

Enterprise Way, Flitwick, Bedford, MK45 5BS

Notified 02/03/2021

Mr Alan Joseph Ruddy

voting-rights-75-to-100-percent-as-trust

British · United Kingdom · Age 52

Enterprise Way, Flitwick, Bedford, MK45 5BS

Notified 30/06/2021

Mr Shane Anthony Ruddy

voting-rights-75-to-100-percent-as-trust

British · United Kingdom · Age 53

Enterprise Way, Flitwick, Bedford, MK45 5BS

Notified 30/06/2021

Former PSCs

Mr Patrick Joseph Ruddy

Ceased 02/03/2021

CompanyRankvs 668+ SIC 82990 peers
89

Financial strength100th percentile among SIC peers · 25/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 5.74× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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668Patrick Ruddy Homes Limited
89
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Turnover

£2.2M

Annual revenue

Net Worth

£17.6M

Balance sheet strength

Cash

£5.0M

Cash in the bank

Profit Before Tax

£179k

Bottom line earnings

Net Current Assets

£17.1M

Working capital

Current Assets

£20.8M

Current Liabilities

£3.6M

Fixed Assets

£433k

Debtors

£3.3M

Cost of Sales

£1.3M

Gross Profit

£846k

Admin Expenses

£667k

Operating Profit

£179k

Profit After Tax

£134k

9avg. employees-6

Tax at Year End

Corp tax£44k

People Costs(2022)

Wages & salaries£690k
NI contributions£86k
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20245.74+£134k
20235.73+£51k
20222.64+£707k
20212.26+£683k
20202.60+£8.0M

Derived from filed accounts. Not audited figures.