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Texel Finance Limited

03454026

active
ltd
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

11-12 Bury Street, London, EC3A 5AT
Incorporated 22/10/1997

Previously known as

Benia Limited · until 30/10/1997

Compliance

Last accounts

31/12/2024

full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 22/10/2025

Due 05/11/2026

On track

Industry

96090
Other personal service activities

Officers

Andrew Lennard

director · Since 29/10/1997

British · United Kingdom · Age 66

Simon Bessant

director · Since 31/01/2012

British · United Kingdom · Age 45

Matthew Saxon Riley

director · Since 15/08/2017

British · United Kingdom · Age 59

Matthew Saxon Riley

secretary · Since 15/08/2017

Ashleigh Joyce

director · Since 28/02/2022

British · United Kingdom · Age 39

Caroline Margaret Searle

director · Since 10/03/2022

British · United Kingdom · Age 58

Alan Ball

director · Since 01/09/2023

British · England · Age 46

William Robert Charles Shaw

director · Since 10/09/2024

British · United Kingdom · Age 56

Former

Combined Nominees Limited

corporate nominee director · Resigned 29/10/1997

Combined Secretarial Services Limited

corporate nominee secretary · Resigned 29/10/1997

Combined Secretarial Services Limited

corporate nominee director · Resigned 29/10/1997

Audrey Zuck

director · Resigned 03/10/2014

Carmel Sweeney

secretary · Resigned 15/08/2017

Jeremy Kohler

director · Resigned 01/03/2022

Sarah Lennard

secretary · Resigned 22/10/2025

Persons with Significant Control

Texel Holdings Limited

75–100% shares
75–100% votes

11-12 Bury Street, London, EC3A 5AT

Reg: 06316694 · Companies House · Limited By Shares

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

LLOYDS BANK CORPORATE MARKETS PLC

Created 10/08/2022Registered 26/08/2022
Charge
outstanding

LLOYDS BANK PLC

Created 13/12/2021Registered 20/12/2021
charge
satisfied

LLOYDS TSB BANK PLC

Created 17/11/2009Registered 28/11/2009Satisfied 29/11/2019

Change History

statusactive
2026-05-04

Active

typeltd
2026-05-04

Private Limited Company

address line111-12 Bury Street
2026-05-04

11-12 BURY STREET

post townLondon
2026-05-04

LONDON

officer appointedRILEY, Matthew Saxon
2026-05-04
officer appointedBALL, Alan
2026-05-04
officer appointedBESSANT, Simon
2026-05-04
officer appointedJOYCE, Ashleigh
2026-05-04
officer appointedLENNARD, Andrew
2026-05-04
officer appointedRILEY, Matthew Saxon
2026-05-04
officer appointedSEARLE, Caroline Margaret
2026-05-04
officer appointedSHAW, William Robert Charles
2026-05-04

CompanyRankvs 30613+ SIC 96090 peers
41

Financial strength100th percentile among SIC peers · 25/25
Employees40th percentile among SIC peers · 6/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/12/2024

Net Worth

£46.8M

Balance sheet strength

Cash

£366k

Cash in the bank

Profit Before Tax

£3.2M

Bottom line earnings

Net Current Assets

£44.8M

Working capital

Current Assets

£55.2M

Current Liabilities

Fixed Assets

£2.9M

Debtors

£51.4M

Admin Expenses

£25.0M

Profit After Tax

£2.9M

1avg. employees-56

Tax at Year End

Corp tax£186k

People Costs

Wages & salaries£12.6M

Balance Sheet

Intangible assets£2.2M
Assets less current liabilities£47.7M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
2024+£2.9M
20233.97+£2.4M
20224.57+£2.1M
20215.44-£2.6M
20206.89-£4.0M
201948.94

Derived from filed accounts. Not audited figures.

Filing History100 filings

Accounts filed

accounts with accounts type full

18/12/202531 pages · PDF
CH03

change person secretary company with change date

05/12/20251 page · PDF
Confirmation statement

confirmation statement with no updates

04/12/20253 pages · PDF
TM02

termination secretary company with name termination date

28/10/20251 page · PDF
Confirmation statement

confirmation statement with no updates

16/12/20243 pages · PDF
PSC05

change to a person with significant control

27/11/20242 pages · PDF
Address changed

change registered office address company with date old address new address

27/11/20241 page · PDF
Accounts filed

accounts with accounts type full

26/09/202430 pages · PDF
Director appointed

appoint person director company with name date

18/09/20242 pages · PDF
RP04AP01

second filing of director appointment with name

16/04/20243 pages · PDF
Director appointed

appoint person director company with name date

28/03/20243 pages · PDF
Confirmation statement

confirmation statement with updates

20/11/20235 pages · PDF
Accounts filed

accounts with accounts type full

14/11/202331 pages · PDF
Director appointed

appoint person director company with name date

09/12/20222 pages · PDF
Confirmation statement

confirmation statement with no updates

29/11/20223 pages · PDF
Accounts filed

accounts with accounts type full

28/11/202230 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

26/08/202232 pages · PDF
Director resigned

termination director company with name termination date

30/03/20221 page · PDF
Director appointed

appoint person director company with name date

02/03/20222 pages · PDF
Accounts filed

accounts with accounts type full

24/12/202131 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

20/12/202135 pages · PDF
Confirmation statement

confirmation statement with no updates

17/11/20213 pages · PDF
Confirmation statement

confirmation statement with no updates

13/01/20213 pages · PDF
Director details changed

change person director company with change date

08/01/20212 pages · PDF
Accounts filed

accounts with accounts type full

09/11/202028 pages · PDF
MR04

mortgage satisfy charge full

29/11/20192 pages · PDF
Confirmation statement

confirmation statement with updates

22/10/20194 pages · PDF
Accounts filed

accounts with accounts type full

05/06/201926 pages · PDF
Confirmation statement

confirmation statement with updates

23/10/20184 pages · PDF
Accounts filed

accounts with accounts type full

17/08/201826 pages · PDF
Confirmation statement

confirmation statement with updates

23/10/20174 pages · PDF
Director details changed

change person director company with change date

23/10/20172 pages · PDF
Address changed

change registered office address company with date old address new address

04/10/20171 page · PDF
CH03

change person secretary company with change date

03/10/20171 page · PDF
Director details changed

change person director company with change date

02/10/20172 pages · PDF
AP03

appoint person secretary company with name date

27/09/20172 pages · PDF
Director details changed

change person director company with change date

26/09/20172 pages · PDF
Director details changed

change person director company with change date

26/09/20172 pages · PDF
CH03

change person secretary company with change date

26/09/20171 page · PDF
Director appointed

appoint person director company with name date

26/09/20172 pages · PDF
TM02

termination secretary company with name termination date

26/09/20171 page · PDF
Accounts filed

accounts with accounts type full

27/07/201724 pages · PDF
Confirmation statement

confirmation statement with updates

09/11/20165 pages · PDF
Accounts filed

accounts with accounts type full

17/06/201623 pages · PDF
Annual return

annual return company with made up date full list shareholders

27/10/20156 pages · PDF
Accounts filed

accounts with accounts type full

06/05/201518 pages · PDF
Annual return

annual return company with made up date full list shareholders

14/11/20146 pages · PDF
Director details changed

change person director company with change date

04/11/20142 pages · PDF
Director details changed

change person director company with change date

04/11/20142 pages · PDF
Director details changed

change person director company with change date

04/11/20142 pages · PDF
Director details changed

change person director company with change date

04/11/20142 pages · PDF
CH03

change person secretary company with change date

04/11/20141 page · PDF
CH03

change person secretary company with change date

04/11/20141 page · PDF
Director resigned

termination director company with name termination date

28/10/20141 page · PDF
Accounts filed

accounts with accounts type full

29/04/201419 pages · PDF
Annual return

annual return company with made up date full list shareholders

22/10/20137 pages · PDF
Accounts filed

accounts with accounts type full

17/07/201319 pages · PDF
Annual return

annual return company with made up date full list shareholders

29/10/20127 pages · PDF
CH03

change person secretary company with change date

03/09/20121 page · PDF
Accounts filed

accounts with accounts type full

02/05/201217 pages · PDF
Director appointed

appoint person director company with name

10/02/20123 pages · PDF
Annual return

annual return company with made up date full list shareholders

26/10/20116 pages · PDF
Accounts filed

accounts with accounts type full

06/04/201113 pages · PDF
RESOLUTIONS

resolution

30/12/20102 pages · PDF
SH14

capital redomination of shares

16/11/20104 pages · PDF
RESOLUTIONS

resolution

16/11/20102 pages · PDF
Annual return

annual return company with made up date full list shareholders

08/11/20106 pages · PDF
Director details changed

change person director company with change date

05/11/20102 pages · PDF
Accounts filed

accounts with accounts type full

14/09/201013 pages · PDF
MG01

legacy

28/11/20097 pages · PDF
Annual return

annual return company with made up date full list shareholders

27/10/20095 pages · PDF
Accounts filed

accounts with accounts type full

27/10/200912 pages · PDF
363a

legacy

17/11/20085 pages · PDF
288c

legacy

14/11/20081 page · PDF
Accounts filed

accounts with accounts type small

16/05/200812 pages · PDF
363a

legacy

15/11/20073 pages · PDF
288a

legacy

22/08/20071 page · PDF
288a

legacy

22/08/20071 page · PDF
288a

legacy

22/08/20071 page · PDF
Accounts filed

accounts with accounts type small

09/07/20076 pages · PDF
363a

legacy

27/10/20062 pages · PDF
Accounts filed

accounts with accounts type full

22/05/200612 pages · PDF
363a

legacy

01/11/20052 pages · PDF
Accounts filed

accounts with accounts type small

27/05/20056 pages · PDF
363a

legacy

31/10/20045 pages · PDF
Accounts filed

accounts with accounts type small

30/07/20046 pages · PDF
363a

legacy

14/11/20035 pages · PDF
Accounts filed

accounts with accounts type small

21/05/20036 pages · PDF
363a

legacy

27/10/20025 pages · PDF
Accounts filed

accounts with accounts type total exemption small

23/07/20026 pages · PDF
363a

legacy

02/11/20015 pages · PDF
Accounts filed

accounts with accounts type full

15/08/200110 pages · PDF
363a

legacy

20/01/20015 pages · PDF
287

legacy

30/10/20001 page · PDF
Accounts filed

accounts with accounts type small

04/09/20007 pages · PDF
363a

legacy

25/10/19995 pages · PDF
MEM/ARTS

memorandum articles

28/06/199912 pages · PDF
RESOLUTIONS

resolution

28/06/1999PDF
RESOLUTIONS

resolution

28/06/1999PDF
RESOLUTIONS

resolution

28/06/19991 page · PDF