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First Senior Insurance Services Limited

03504591

active
Private Limited Company
england wales
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

UNIT 2 COTSWOLD BUSINESS PARK, CADDINGTON, LU1 4AR
Incorporated 05/02/1998

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 01/03/2026

Due 15/03/2027

On track

Industry

65120
Non-life insurance
65202
Non-life reinsurance

Officers

Carla Gillian Nicholls

secretary · Since 05/02/1998

COMPANY SECRETARY

BRITISH · Age 57

Graham Reginald Nicholls

director · Since 05/02/1998

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 76

Also on 8 other boards

James Cosby Nicholls

director · Since 05/03/1998

SALES DIRECTOR

BRITISH · UNITED KINGDOM · Age 53

Mr David James Nicholson

director · Since 20/12/1999

DIRECTOR

BRITISH · SCOTLAND · Age 64

Also on 24 other boards

Persons with Significant Control

First Senior Finance Limited

50–75% shares
50–75% votes
Appoint directors

Unit 2-3 Cotswold Business Park, Millfield Lane, Caddington, LU1 4AR

Notified 06/04/2016

CompanyRankvs 205+ SIC 65120 peers
80

Financial strength72th percentile among SIC peers · 18/25
Employees82th percentile among SIC peers · 12/15
LiquidityCurrent ratio 2.01× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2023

Net Worth

£179k

Balance sheet strength

Cash

£195k

Cash in the bank

Net Current Assets

£129k

Working capital

Current Assets

£257k

Current Liabilities

£128k

Fixed Assets

£65k

Debtors

£62k

9avg. employees-2

Tax at Year End

Corp tax£18k

Balance Sheet

Intangible assets£56k
Assets less current liabilities£195k
Prepared with Caseware UK (AP4) 2023.0.135

EstimatesDerived

YearCurrent RatioImplied Profit
20232.01+£5k
20222.13+£81k
20211.14-£206k
20192.76+£209k
20181.19

Derived from filed accounts. Not audited figures.