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Pepper And Phillips Limited

03551403

active
ltd
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

Riverside House, 3 Place Farm, Wheathampstead, St. Albans, AL4 8SB
Incorporated 23/04/1998

Previously known as

David R. Pepper Limited · until 19/10/2001

Compliance

Last accounts

31/10/2025

unaudited abridged

Next accounts due

31/07/2027

On track

Confirmation statement

Last: 16/04/2026

Due 30/04/2027

On track

Industry

96090
Other personal service activities

Officers

Mr Justin James Burgess

director · Since 20/12/2019

FUNERAL DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 6 other boards

Justin James Burgess

director · Since 20/12/2019

British · England · Age 53

Former

Company Directors Limited

corporate nominee director · Resigned 23/04/1998

Temple Secretaries Limited

corporate nominee secretary · Resigned 23/04/1998

Jacqui Marice Pepper

secretary · Resigned 16/09/2002

David Reginald Pepper

director · Resigned 22/01/2003

Ian Phillips

director · Resigned 20/12/2019

Tracey Jane Huggett

secretary · Resigned 20/12/2019

Margaret Burgess

director · Resigned 08/11/2025

Persons with Significant Control

J. J. Burgess & Sons Limited

75–100% shares
75–100% votes
Appoint directors

Gloucester House, 72 London Road, St. Albans, AL1 1NS

Reg: 04355446 · England & Wales Companies House · Company Limited By Shares

Notified 20/12/2019

Former PSCs

Ian Phillips

Ceased 20/12/2019

Mr Justin James Burgess

Ceased 20/12/2019

Mrs Margaret Burgess

Ceased 20/12/2019

Charges1 outstanding

charge
outstanding

CLANLEAD LIMITED

Created 06/02/2003Registered 13/02/2003

Change History

statusactive
2026-08-10

Active

typeltd
2026-08-10

Private Limited Company

address line1Riverside House, 3 Place Farm
2026-08-10

RIVERSIDE HOUSE, 3 PLACE FARM

post townSt. Albans
2026-08-10

ST. ALBANS

officer appointedBURGESS, Justin James
2026-08-10

CompanyRankvs 26260+ SIC 96090 peers
57

Financial strength84th percentile among SIC peers · 21/25
Employees69th percentile among SIC peers · 10/15
LiquidityCurrent ratio 0.84× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£53k

Balance sheet strength

Cash

£6k

Cash in the bank

Net Current Assets

-£20k

Working capital

Current Assets

£106k

Current Liabilities

£126k

Fixed Assets

£75k

Debtors

£98k

2avg. employees

Balance Sheet

Assets less current liabilities£55k
Signed by Mr Justin Burgess 07/04/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent Ratio
20250.84
20240.55
20230.36

Derived from filed accounts. Not audited figures.