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Paul Humphreys Credit Insurance Services Limited

03627274

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

4 PEARSON ROAD, TELFORD, TF2 9TX
Incorporated 07/09/1998

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Paul Humphreys

secretary · Since 07/09/1998

INSURANCE BROKER

BRITISH · WALES · Age 64

Also on 5 other boards

Mr Paul Humphreys

director · Since 07/09/1998

INSURANCE BROKER

BRITISH · WALES · Age 64

Also on 5 other boards

Mrs Sara Jayne Humphreys

director · Since 07/09/1998

COMPANY DIRECTOR

BRITISH · WALES · Age 62

Also on 1 other board

Mr Matthew Paul Humphreys

director · Since 01/03/2023

COMPANY DIRECTOR

BRITISH · WALES · Age 29

Also on 1 other board

Persons with Significant Control

Mr Paul Humphreys

25–50% shares
25–50% votes
Appoint directors
Significant control

British · Wales · Age 64

4, Pearson Road, Telford, TF2 9TX

Notified 01/06/2016

Mrs Sara Jayne Humphreys

25–50% shares
25–50% votes
Significant control

British · Wales · Age 62

4, Pearson Road, Telford, TF2 9TX

Notified 01/06/2016

CompanyRankvs 1158+ SIC 64999 peers
82

Financial strength76th percentile among SIC peers · 19/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 2.26× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£75k

Balance sheet strength

Cash

£15k

Cash in the bank

Net Current Assets

£72k

Working capital

Current Assets

£129k

Current Liabilities

£57k

Fixed Assets

£4k

Debtors

£114k

4avg. employees

Tax at Year End

Corp tax£25k

Director Loans

Company owes directors£5k
Directors owe company£24k

Balance Sheet

Assets less current liabilities£76k
Signed by Mr Paul Humphreys 16/04/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.26+£858
20241.69-£1k
20232.44+£24k
20222.60-£4k
20213.44+£12k
20203.32—
20191.99—
20181.78—

Derived from filed accounts. Not audited figures.