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Animal Friends Insurance Services Limited

03630812

active
Private Limited Company
england wales
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)

Details

ANIMAL FRIENDS HOUSE THE CRESCENT SUN RISE WAY, AMESBURY, SP4 7QA
Incorporated 14/09/1998

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 28/09/2025

Due 12/10/2026

On track

Industry

65120
Non-life insurance
65202
Non-life reinsurance

Officers

Mr Westley Kraig Pearson

director · Since 14/03/2016

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 49

Also on 1 other board

Mr Matthew Justin Lorimer

secretary · Since 31/08/2023

Also on 4 other boards

Mr Matthew Justin Lorimer

director · Since 31/08/2023

SOLICITOR

BRITISH · ENGLAND · Age 59

Also on 4 other boards

Mr Richard Mills

director · Since 01/01/2024

CEO

BRITISH · WALES · Age 53

Also on 1 other board

Mr Timothy David Payne

director · Since 14/11/2024

CHIEF FINANCIAL OFFICER

BRITISH · ENGLAND · Age 47

Also on 3 other boards

Mr Craig Anthony Scarr

director · Since 01/03/2025

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 64

Also on 6 other boards

Mr Christopher Mark Hurley

director · Since 21/11/2025

BRITISH · ENGLAND · Age 56

Persons with Significant Control

Animal Friends Investments Limited

75–100% shares
75–100% votes

16th Floor, 20 Eastbourne Terrace, London, W2 6LG

Notified 06/04/2016

Former PSCs

Mrs Elaine Marie Fairfax

Ceased 15/03/2017

Charges0 outstanding

Charge
satisfied

INVESTEC BANK PLC

Created 30/09/2021Registered 04/10/2021Satisfied 26/09/2023
Charge
satisfied

INVESTEC BANK PLC AS SECURITY TRUSTEE

Created 15/03/2017Registered 30/03/2017Satisfied 01/10/2021
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 11/06/2014Registered 13/06/2014Satisfied 02/03/2017
charge
satisfied

HSBC BANK PLC

Created 18/08/2002Registered 22/08/2002Satisfied 27/06/2005
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 09/12/1999Registered 16/12/1999Satisfied 09/08/2002

CompanyRankvs 144+ SIC 65120 peers
72

Financial strength99th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.11× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/12/2023

Net Worth

£6.4M

Balance sheet strength

Cash

£10.8M

Cash in the bank

Profit Before Tax

£6.2M

Bottom line earnings

Net Current Assets

£2.0M

Working capital

Current Assets

£19.8M

Current Liabilities

£17.8M

Fixed Assets

£6.4M

Debtors

£9.0M

Cost of Sales

£24.0M

Admin Expenses

£27.9M

Profit After Tax

£4.7M

567avg. employees+112

Tax at Year End

Dividends paid£3.6M

People Costs

Wages & salaries£21.8M

Balance Sheet

Intangible assets£3.0M
Assets less current liabilities£8.4M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20231.11+£2.2M
20211.00-£1.3M
20201.08+£233k
20191.05

Derived from filed accounts. Not audited figures.