Back to search

H & J Limited

03665851

active
Private Limited Company
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

UNIT A1, PENARTH ROAD CARDIFF, CF11 8JQ
Incorporated 11/11/1998

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

96090
Other personal service activities

Officers

Mr Huw Christopher Smith

director · Since 11/11/1998

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 57

Also on 1 other board

Mrs Jayne Beverley Smith

director · Since 02/04/2015

ACCOUNTS MANAGER

BRITISH · WALES · Age 66

Persons with Significant Control

Mrs Jayne Beverley Smith

25–50% shares

British · Wales · Age 66

Unit A1, Penarth Road Cardiff, CF11 8JQ

Notified 28/11/2016

Mr Huw Christopher Smith

25–50% shares

British · United Kingdom · Age 57

Unit A1, Penarth Road Cardiff, CF11 8JQ

Notified 28/11/2016

Charges3 outstanding

charge
outstanding

BARCLAYS BANK PLC

Created 12/09/2003Registered 18/09/2003
charge
outstanding

BARCLAYS BANK PLC

Created 21/01/2000Registered 10/02/2000
charge
outstanding

BARCLAYS BANK PLC

Created 21/01/2000Registered 04/02/2000

CompanyRankvs 7605+ SIC 96090 peers
67

Financial strength98th percentile among SIC peers · 25/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 61.47× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£1.2M

Balance sheet strength

Cash

£210k

Cash in the bank

Net Current Assets

£1.2M

Working capital

Current Assets

£1.3M

Current Liabilities

£20k

Fixed Assets

£6k

Debtors

£120k

0avg. employees-12

Tax at Year End(2023)

Corp tax£30k

Balance Sheet

Bank loans & overdrafts£6k
Assets less current liabilities£1.2M
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
202561.47+£20k
202411.70+£3k
20233.94+£110k
20223.95-£17k
20212.76+£173k
20202.00+£184k
20191.54

Derived from filed accounts. Not audited figures.