Howard Insurance Services Limited
03681392
Healthy
- Current liabilities exceed current assets (-10)
Details
Compliance
Accounts
Confirmation statement
Industry
Officers
director · Since 10/12/1998
INSURANCE BROKER
BRITISH · UNITED KINGDOM · Age 81
Also on 5 other boards
director · Since 30/08/2001
INSURANCE BROKER
BRITISH · UNITED KINGDOM · Age 56
Also on 1 other board
Persons with Significant Control
Mr Steven Leonard Winnifrith
British · United Kingdom · Age 81
Cobalt Business Exchange, Cobalt Park Way, Wallsend, NE28 9NZ
Notified 06/04/2016
CompanyRankvs 665+ SIC 65120 peers73
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/12/2025
Net Worth
£71k
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
£67k
Working capital
Current Assets
£145k
Current Liabilities
£78k
Fixed Assets
£4k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 1.86 | -£20k |
| 2024 | 1.79 | -£19k |
| 2023 | 2.23 | -£45k |
| 2022 | 2.47 | -£34k |
| 2021 | 3.52 | -£29k |
| 2020 | 3.20 | -£4k |
| 2019 | 2.91 | -£13k |
| 2018 | 3.21 | — |
Derived from filed accounts. Not audited figures.