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Haydock Asset Finance Limited

03697027

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Loss before tax (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

CHALLENGE HOUSE, BLACKBURN, BB1 5QB
Incorporated 13/01/1999

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 13/01/2026

Due 27/01/2027

On track

Industry

64910
Financial leasing
64921
64921

Officers

Mr Ian Henry Barr

director · Since 10/02/2014

CREDIT AND RISK DIRECTOR

BRITISH · SCOTLAND · Age 62

Also on 6 other boards

Mr John Michael Jenkins

director · Since 02/01/2019

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 12 other boards

Mr James Lee Pearson

secretary · Since 25/06/2019

Also on 6 other boards

Mr James Lee Pearson

director · Since 25/06/2019

CHIEF FINANCE OFFICER

BRITISH · UNITED KINGDOM · Age 54

Also on 6 other boards

Mr Andrew Sears Taylor

director · Since 16/09/2019

SALES DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 2 other boards

Persons with Significant Control

Haydock Finance Holdings Ltd

75–100% shares

Challenge House, Challenge Way, Blackburn, BB1 5QB

Reg: 05307810 · England & Wales · Limited Company

Notified 06/04/2016

Charges0 outstanding

Charge
satisfied

HAYDOCK FINANCE NO.1 LIMITED

Created 06/08/2021Registered 24/08/2021Satisfied 27/01/2026
Charge
satisfied

HAYDOCK FINANCE NO.1 LIMITED

Created 26/07/2019Registered 06/08/2019Satisfied 12/08/2021
Charge
satisfied

AFC ORION DESIGNATED ACTIVITY COMPANY

Created 01/10/2018Registered 05/10/2018Satisfied 27/01/2026

CompanyRankvs 21+ SIC 64910 peers
74

Financial strength80th percentile among SIC peers · 20/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 57.26× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

that are free from material misstatement, whether due to fraud or error. In preparing the financial statements , the directors are responsible for assessing the company ' s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the company or to cease operati

Key FinancialsYear ending 31/12/2025

Net Worth

£600k

Balance sheet strength

Cash

£15k

Cash in the bank

Profit Before Tax

-£52k

Bottom line earnings

Net Current Assets

£4.6M

Working capital

Current Assets

£4.7M

Current Liabilities

£82k

Fixed Assets

£5k

Debtors

£4.7M

Admin Expenses

£54k

Profit After Tax

-£245k

6avg. employees

Tax at Year End

Corp tax£1k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
202557.26+£0
2024810.67+£0
202362.13

Derived from filed accounts. Not audited figures.