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Nowell & Richards Insurance Services Limited

03754519

active
Private Limited Company
england wales
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

ELMWOOD HOUSE GHYLL ROYD, LEEDS, LS20 9LT
Incorporated 19/04/1999

Compliance

Last accounts

31/03/2025

full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 23/03/2026

Due 06/04/2027

On track

Industry

65120
Non-life insurance

Officers

Mr Richard James Nowell

director · Since 22/04/1999

INSURANCE BROKER

BRITISH · ENGLAND · Age 60

Also on 4 other boards

Mrs Kathren Wright

director · Since 26/05/2022

DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 70 other boards

Persons with Significant Control

Ferranti Effect Limited

75–100% shares
75–100% votes
Appoint directors

Elmwood House, Ghyll Royd, Leeds, LS20 9LT

Reg: 10051777 · Companies House · Private Company Limited By Shares

Notified 15/04/2019

Former PSCs

Presford Holdings Limited

Ceased 15/04/2019

Charges1 outstanding

Charge
outstanding

ARES MANAGEMENT LIMITED

Created 21/11/2025Registered 27/11/2025
Charge
satisfied

ARES MANAGEMENT LIMITED

Created 04/02/2022Registered 09/02/2022Satisfied 01/12/2025
charge
satisfied

HSBC BANK PLC

Created 25/08/2004Registered 07/09/2004Satisfied 09/08/2018
charge
satisfied

HSBC BANK PLC

Created 25/08/2004Registered 07/09/2004Satisfied 09/08/2018
charge
satisfied

HSBC BANK PLC

Created 22/07/2004Registered 05/08/2004Satisfied 09/08/2018

CompanyRankvs 30+ SIC 65120 peers
78

Financial strength95th percentile among SIC peers · 24/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.63× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2021

Net Worth

£1.7M

Balance sheet strength

Cash

£1.7M

Cash in the bank

Net Current Assets

£1.3M

Working capital

Current Assets

£2.1M

Current Liabilities

£792k

Fixed Assets

£421k

Debtors

£359k

24avg. employees-1

Balance Sheet

Intangible assets£7k
Assets less current liabilities£1.7M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20212.63+£180k
20202.35+£176k
20192.24—

Derived from filed accounts. Not audited figures.