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Mortgage Savers Limited

03798956

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

SOMERSET HOUSE, WILMSLOW, SK9 2QA
Incorporated 01/07/1999

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 21/07/2025

Due 04/08/2026

On track

Industry

64999
Other financial service activities

Officers

Robert Ignatowicz

secretary · Since 01/07/1999

SYSTEMS ANALYST

BRITISH · Age 61

Also on 1 other board

Mr Richard Miroslaw Ignatowicz

director · Since 01/07/1999

MORTGAGE CONSULTANT

BRITISH · UNITED KINGDOM · Age 67

Also on 4 other boards

Persons with Significant Control

Mr Richard Miroslaw Ignatowicz

75–100% shares

British · United Kingdom · Age 67

Somerset House, 59 Hazelwood Rd, Wilmslow, SK9 2QA

Notified 01/07/2016

Charges0 outstanding

charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 23/01/2004Registered 10/02/2004Satisfied 15/11/2005
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 24/01/2001Registered 13/02/2001Satisfied 23/11/2004
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 06/10/2000Registered 24/10/2000Satisfied 15/11/2005

CompanyRankvs 2653+ SIC 64999 peers
76

Financial strength79th percentile among SIC peers · 20/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 13.79× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£101k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£103k

Working capital

Current Assets

£111k

Current Liabilities

£8k

Fixed Assets

£931

1avg. employees

Balance Sheet

Assets less current liabilities£104k
Signed by 03798956 2024-04-01 2025-03-31 03798956 2025-03-31 03798956 core:CurrentFinancialInstruments core:WithinOneYear 2025-03-Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
202513.79+£13k
20249.27-£5k
20237.93+£26k
20227.94+£19k
20219.93+£8k
20205.57-£9k
20197.26

Derived from filed accounts. Not audited figures.