A.C.M. Financial Services Ltd.

03815056

active

Private Limited Company

england wales

Companies House

Health Score

80 / 100

Healthy

30/30

Filing

20/30

Financial

30/40

Risk

8 outstanding charges (-10)

Details

ALDERDALE 28 PARK ROAD, STOCKPORT, SK12 2NA

Incorporated 28/07/1999

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 01/10/2025

Due 15/10/2026

On track

Industry

64999

Other financial service activities

65110

Life insurance

65300

65300

68209

Other letting and operating of own or leased real estate

Officers

Lisa Gail Marshall

secretary · Since 28/07/1999

BRITISH · ENGLAND · Age 61

Also on 2 other boards

Andrew Carrington Marshall

director · Since 28/07/1999

FINANCIAL SERVICES

BRITISH · ENGLAND · Age 63

Also on 3 other boards

Persons with Significant Control

Andrew Carrington Marshall

25–50% shares

British · England · Age 63

28, Park Road, Stockport, SK12 2NA

Notified 30/06/2016

Lisa Gail Marshall

25–50% shares

British · England · Age 61

28, Park Road, Stockport, SK12 2NA

Notified 30/06/2016

Charges8 outstanding

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 21/12/2007Registered 08/01/2008

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 21/12/2007Registered 08/01/2008

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 20/12/2006Registered 06/01/2007

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 20/12/2006Registered 06/01/2007

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 31/03/2006Registered 04/04/2006

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 28/03/2006Registered 04/04/2006

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 28/03/2006Registered 04/04/2006

charge

outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 31/03/2006Registered 04/04/2006

CompanyRankvs 3060+ SIC 64999 peers
78

Financial strength97th percentile among SIC peers · 24/25

Employees96th percentile among SIC peers · 14/15

LiquidityCurrent ratio 4.05× · 20/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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306A.C.M. Financial Services Ltd.

88

How is this score calculated?

Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£2.6M

Balance sheet strength

Cash

£665k

Cash in the bank

Net Current Assets

£680k

Working capital

Current Assets

£903k

Current Liabilities

£223k

Fixed Assets

£1.9M

Debtors

£238k

12avg. employees

Balance Sheet

Intangible assets£546

Assets less current liabilities£2.6M

Prepared with IRIS Accounts Production

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	4.05	+£175k
2024	2.96	+£223k
2023	1.87	+£173k
2022	1.33	+£160k
2021	1.54	+£289k
2020	6.83	—

Derived from filed accounts. Not audited figures.