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Personal Financial Planning Limited

03836346

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

UNIT 6, WHITESIDE, HOLMES CHAPEL, CW4 8AA
Incorporated 06/09/1999

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Lesley Young

secretary · Since 06/09/1999

BRITISH · Age 58

Mr Richard Jon Cropper Bsoc Sc Joint Hons

director · Since 17/01/2000

IFA

BRITISH · ENGLAND · Age 54

Also on 2 other boards

Persons with Significant Control

Personal Financial Planning Uk Limited

ownership-of-shares-75-to-100-percent-as-firm
voting-rights-75-to-100-percent-as-firm

Unit 6, Whiteside, Station Road, Holmes Chapel, CW4 8AA

Reg: 05935719 · Uk · Parent Company

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

RICHARD JON CROPPER · LORRAINE ANGELA CROPPER

Created 01/02/2024Registered 08/02/2024

CompanyRankvs 2069+ SIC 64999 peers
68

Financial strength83th percentile among SIC peers · 21/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.23× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£171k

Balance sheet strength

Cash

£443k

Cash in the bank

Net Current Assets

£156k

Working capital

Current Assets

£842k

Current Liabilities

£687k

Fixed Assets

£21k

Debtors

£400k

37avg. employees+1

Tax at Year End

Corp tax£256k

Balance Sheet

Assets less current liabilities£176k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.23+£2k
20241.20+£33k
20231.24+£1k
20221.21-£40k
20211.29+£51k
20201.19+£4k
20191.18+£13k
20191.18

Derived from filed accounts. Not audited figures.